I'm in a similar position, middle aged, clear driving history for about 15 years, car's an '18. I pay ~$450 every 6 months with Progressive. Paying the whole amount up front gives me a good discount. If you can't do that size payment at once you can pay with PayPal credit and it should be no interest for 6 months so you can get the discount and still pay monthly.

That was a few years ago. But I have the same coverage and cars for $580/6mo. BTW it's cheaper to pay all at once usually.

But our cars are compact and subcompact about 9 & 10 years old. We carry 100/300/100. It's GEICO is MD but it was also about the same with progressive in FL. Only one of us has a perfect record, the other is still minor and rare.

So you may just live in an expensive state for insurance.

No way. Even just commuting assuming $20 each way (cheap for rush hour) that's $4,800 every 6 months. Probably 2-3 times as expensive as the high risk insurance.

Makes me wonder how having a personal driver would affect premiums. Does the owner of the vehicle pay it? Does the driver? Do both?

As someone that ended up being the teacher for the majority of my friend group. If you are struggling with the teaching more than likely you're trying to give answers to their questions. Which is actually more unhelpful than helpful.

If they're asking you how to make a certain kind of turn, or how to know how close they are to something. Just giving them an answer isn't really useful because they don't know how to arrive at that answer, instead you need to help them ask the correct questions.

" you didn't quite make it in that parallel park, get out and take a look at where the car is. The back of the car is only just barely in the spot, so clearly you didn't end up deep enough in the spot. What do you think you need to do to change that"

And have them keep practicing until they start to figure it out, it will seem frustrating for them in the moment but it's genuinely more useful for them to try things on their own and attempt to reach the answer. than it is for them to be handed the answer, because then they understand not just the answer is, but the why of the answer. Why did I not make that turn, what does it feel like to not make the turn properly. Which is very important for being able to apply those same principles of vehicle control to other situations.

One of my favorite things to do with people is to set up some cones or a block of wood or whatever and just tell them to try and park as closely as possible to that object without touching it. I have them do that, get out, go look at how close they were to it, and then try again if they were nowhere near it until they can get it to Within less than a foot. Great way to help train sense of vehicle position.

It’s alright, he probably doesn’t need to know how to do a PIT maneuver or corner drifts :P

There was a kid at my high school who was famous for wrecking 7 cars his senior year. Parents just kept buying him new ones. Like, brand new. Off the lot. It was insane.

Most of the USA also seems to lack options for adults to take a class and be given professional instruction on how to drive, for some odd reason. If you're out of high school there are no classes for you.

I wonder if it's like that in most other countries as well?

It's surprisingly hard to take someone's license away.

Not necessarily. Actual accidents don't always confer citations and many of those can be discharged for simply proving your insurance paid the other person. It's not illegal to be a klutz, it's just expensive.

Depends where in the world this is.