this post was submitted on 16 Jun 2024
32 points (92.1% liked)

Ask Lemmy

26903 readers
1552 users here now

A Fediverse community for open-ended, thought provoking questions

Please don't post about US Politics. If you need to do this, try [email protected]


Rules: (interactive)


1) Be nice and; have funDoxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them


2) All posts must end with a '?'This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?


3) No spamPlease do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.


4) NSFW is okay, within reasonJust remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either [email protected] or [email protected]. NSFW comments should be restricted to posts tagged [NSFW].


5) This is not a support community.
It is not a place for 'how do I?', type questions. If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email [email protected]. For other questions check our partnered communities list, or use the search function.


Reminder: The terms of service apply here too.

Partnered Communities:

Tech Support

No Stupid Questions

You Should Know

Reddit

Jokes

Ask Ouija


Logo design credit goes to: tubbadu


founded 1 year ago
MODERATORS
 

I recently wanted to buy a product from a manufacturer and luckily they offered PayPal as a payment method. However, after I signed into my PayPal account, it wouldn't show my bank account as a payment option and instead prompted me to add a card or bank account, despite my account being fully confirmed and direct debit activated. PayPal customer service reps told me that maybe the retailer blocked direct debit through PayPal and I should try adding a credit card, however, why would they do that if they offer non-PayPal direct debit anyway? The customer service reps further told me that my account was in good standing, so there shouldn't be any problems with trust etc. Have you ever encountered an online shop that refused direct debit when handled by PayPal?

top 10 comments
sorted by: hot top controversial new old
[–] [email protected] 1 points 5 months ago

I'm not sure if this helps, but my PayPal account has two sources configured. One is direct withdrawal from my checking account. The other is a debit card tied to my checking account. I have never had a merchant refuse it.

[–] [email protected] 2 points 5 months ago

can't you transfer money from your bank to your paypal account and then use that to pay. i vaguely remember i did that long tine ago

[–] [email protected] 3 points 5 months ago (1 children)

Yea, this was a common occurrence when I used to rely on PayPal bank transfer. Apparently individual merchants can decide whether to accept it or not.

[–] [email protected] 2 points 5 months ago (1 children)

Thank you for your contribution, that supports my suspicions. But do you know what incentive a merchant could have to not accept it? I find it weird that they would not accept SEPA direct debit when handled through PayPal, but they do accept it when there's no intermediary.

[–] [email protected] 3 points 5 months ago

My guess would be that there's extra fees involved on the receiving end related to a "transfer" and not a "payment".

Just a guess at the reason, but usually money is the first cause of "why not".

[–] [email protected] 4 points 5 months ago

I can confirm some shops don't allow bank payment and I have no idea why

[–] [email protected] 2 points 5 months ago

Not an online shop, but my ISP accepts payment by PayPal/ Google Wallet, etc, but payment by debit isn't an option, just cc.

[–] [email protected] 2 points 5 months ago (1 children)

Was it a genuine PayPal link to start with?

[–] [email protected] 1 points 5 months ago

Yes, it redirected to paypal.com and the vendor is supposed to be very trustworthy. PayPal 2FA was genuine. 🤷‍♂️

[–] [email protected] 12 points 5 months ago

You were able to reach customer service of PayPal? Wow.