Ask Lemmy

Jury nullification.

Orbot works with pipepipe

Not sure if these are exactly loopholes, but whatever.

Learning to shave with a straight razor will save you a fuckton of money on shaving products. Shaving soap makes each shave cost a cent at most. The downsides are the initial cost of the razor and strop, the initial learning curve, the upkeep, and the couple extra minutes necessary to shave with a straight razor (it's not too much, but it does take a bit longer).

Learning to roast coffee will cut your coffee costs by 50% if you enjoy high quality arabica beans. Some of the best coffee I've ever had I roasted and brewed myself. The extra time investment and clean up necessary is pretty intensive though, and yeah, there's an initial learning curve and equipment cost (though not too bad, you just need a stovetop, an old school stovetop popcorn popper, and a burr grinder).

If you get married the tradition is for one partner to change their last name to match so both have the same last name.

We didn’t do that, so we have different last names.

So when you sign up for services that offer (x) months free or discounted cost per unique household, you use one name, cancel, and sign up under the other name. They don’t know you’re married, don’t know if it’s a rental, or don’t know if it’s a roommate thing. So when we were poor AF we could save a lot of $ on services at least for a few months or so. Usually cable tv that offered a 6-month discount.

I remember there was a time when you could use the self-serve kiosk at McDonald's, order a bunch of plain cheeseburgers and remove everything so it was just a bun and it would credit back enough money that you could get a whole meal (plus a bunch of empty buns) for free.

Back in the day they were “selling” dollar coins through tv. It was legal tender so banks had to accept any deposit of it. The U.S. mint offered free shipping in the continental U.S.A.

Some smart folks started buying them with their credit card that offered air travel miles as a reward. Then they took all the coins and depositing them in their bank and paid off their CC. Rinse and repeat.

Yes they were out no money and had thousands of dollars worth airline miles.

I don't know if it's a "loophole," but I find my phone to be a pretty good eReader. I did the same with an old tablet (just has the eReader and the book(s)). I've never had a real eReader so I can't really comment on the difference, but if you're just trying to read, a good app costs a couple bucks, way cheaper.

The ROTH IRA (USA) requires earned income to be allowed to deposit (add) money. There is no rule that the money earned is the money deposed. If your kid has a job, and you have extra money, look into opening a ROTH with them. Kid spends their money (or not), and deposits your money in their account. Bingo setting kid up for old age.

I am not a tax accountant.

If something you bought broke because of shitty design (like stick drift), buy a new one and return the broken one as defective for a refund with the box and receipt from the new one

Edit: added as defective