3 times in my life I took out a consolidation loan to corral all those costs and pay them off. Credit cards are both a blessing and a curse. Gov't should provide credit services at a reasonable, non-compounding, interest rate.
Between credit card companies, finance companies and the banks, the interest they extract yearly would put all the space billionaires to shame.
Hello. I don't usually make personal posts but I am glad this site exists. I left reddit after 5 years. It was on reddit that I was pointed here. The Fediverse sounds like a beneficial collective and I am excited to see it grow.
Usually I just post stupid puns (which are very clever in my head) and topical quips which offer nothing (but are very genius in my head). I hope to have fun, get informed, and learn something from the pack along the way. Goodbye.