this post was submitted on 07 Jul 2025

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At your current rate of spending, for how long could you survive without income? (feddit.uk)

submitted 5 days ago by [email protected] to c/[email protected]

61 comments fedilink hide all child comments

If you have investments, let’s treat those as liquid cash for the sake of argument. Otherwise, the assumption is that you’re not selling property or possessions, but continuing to live as you do now.

(page 2) 14 comments

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[–] [email protected] 2 points 5 days ago

Maybe one year

[–] [email protected] 17 points 5 days ago

The rest of this month.

[–] [email protected] 10 points 5 days ago

If im lucky its about 2 months.

[–] [email protected] -2 points 5 days ago (1 children)

About three fiddy.

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[–] [email protected] 7 points 5 days ago

A month?

[–] [email protected] 20 points 5 days ago

I’m still recovering from the mistakes I made 8 years ago, for another 3 years maximum, so no savings,

[–] [email protected] 46 points 5 days ago (3 children)

I just ran the numbers for the first time ever, and it adds up to 34 months - which I realize is a pretty privileged place to be. However, I’m by no means rich; I just live well below my means and invest all my savings.

[–] [email protected] 10 points 5 days ago

I'm in my mid 40's.

It's not particularly uncommon for people in regional Australia to own their own house with no mortgage by my age.

It's pretty tough to find a family home that costs less than 10x average wage.

So, as a kind of line in the sand I'd say maybe a third of 45 year olds living in regional Australia could "survive" for 10 years with no income.

[–] [email protected] 25 points 5 days ago (8 children)

Dude, you are rich.

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[–] [email protected] 5 points 5 days ago (3 children)

How do you know how to invest? Asking for a friend.

[–] [email protected] 23 points 5 days ago* (last edited 5 days ago) (4 children)

I don’t. I do it the boring way - buying cheap, highly diversified ETF index funds.