A check has your checking account number on it. Please don't write checks. Use cash.
this post was submitted on 13 May 2024
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Americans once again making shit more complicated than it needs to be. Most of the world has moved on from cheques to wire transfers, deposits, etc. all done through online banking.
Every transaction is tracked and accounted for. No need for this bullshit.
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I think the last time I cashed a cheque my elderly mum wrote it. Had no idea before that people even still had cheque books after 2002 or something, but fortunately I didn’t have to find if there was a branch of my bank left within fifty miles because you can scan them in the app and pretend the other person sent you money in a normal way.
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I think checks are a thing of only American past. Can’t think of anywhere else where they used checks so frequently. While they existed, they were the exception
where i live its hard to find places who even accept them. im not sure how i can get my bank to give me a check book if i really wanted to use them.
Okay Boomer.
Option 3: make my bank write checks for me
I mean... The account exists if you log into it or not. You still need to keep track of it so that you're paying into the correct account, and so that you know how much to pay.
Only you now have to talk to a person if you need to check or change anything.
Not the account for the random hotel or restaurant. "Pay with the O'Burger app!" "Collect 425 SkyPoints with a Platinum Membership!"
You don't need an online account to buy food at a grocery, but if you had one I guarantee they'd spam the heck out of you, alongside whatever else they might do with your data.
I assumed this was in the context of paying recurring bills rather than shopping. Agree with you about stuff like groceries.
I mean, paying for Netflix with cash would definitely be a power move.
Utilities don't have special offers that I know of. Check or online is very country dependent though.
I'm having a little trouble thinking of a service that would have automatic reminders but not require an account to access the service... Hotel? Something with layaway? Maybe car payments. Tuition too. Those don't exactly seem like spurious account services though... Maybe the reminders are for pickup?
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Password Manager
There will be lots of a useless accounts you have to make in life. Scale yourself. Many such accounts will not be optional. At least this one provides you with some value.
Hard why not both? You should use a password manager & create less accounts on platforms or sharing your phone/email if you can help it.
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I keep all my bills organized in bookmarks. Keep track of their due dates on a Google Sheets budget. I'm not going back to checks..lol
Do you guys not have direct debit? All my bills are paid automatically. Manually paying my bills sounds like a pain and I would definitely forget/double pay if I needed to do it that way
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I’m almost 50 years old and I’ve never used a check in my entire life.
What is this old timey bullshit? Why not a burlap sack of fucking pieces of eight?
I’m almost 50 years old and I’ve never used a check in my entire life.
How is this possible? How did you pay your bills before online billpay systems - did you pay them all by phone?
I'm in my early 40s and still use checks now and then.
He must have been homeless his entire adult life.
I'm mid 40s and didn't get a credit card until I was 25. And I couldn't even pay for any utilities, rent or car payments with it. And still can't. Online bill pay wasn't a thing until like after the recession.
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I don't know about that guy but you can't even get cheque books in NZ anymore. They were phased out, mostly because electronic payments are ubiquitous and most places already stopped accepting cheques a decade or two back.
I used bank deposits. First through the mail, then through electronic-but-not-Internet payment systems and finally online and mobile banking. Also bank authorizations.
Checks were never big here, but they had been phased out completely in the 00s. I haven’t actually seen one since the nineties. I have never owned a check book.
What's paying by "bank deposit"? In the US that term simply means putting money in your bank.
Like how did you pay the water bill that way?
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Man, I would never pay rent or a mortgage payment with a deposit. I did that once, and they claimed I didn't pay several times, and I had no receipt. I had to pay my bank $20 to provide proof of deposit (several times) Fuck that. Also fuck US Bank.
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This is funny, my son works at a printing place that prints, among other things, checks. And they apparently make a LOT of checks. He’s 25 and was confused why so many people need checks.
The fewer places print checks, the more each one is busy. Also probably still very common for businesses.
Yes, my wife and my employers both pay using checks as well as printed invoices after direct deposits.
My entire family uses checks to pay each other. I'm not going to Venmo my dad $15,000. And his back doesn't let me transfer funds to him for since idiotic reason.
This. I can tell you from a banking standpoint we were ordering FAR fewer registers and other check stuff over the years and before I left they had reduced the amount we even could order to like 10 books per order, so not at lot and old ladies would come take them all.
Country is probably a factor, they've been basically extinct in the UK for 2 decades
This is the answer. Here in this US checks are still widely used, and sometimes, thanks to processing fees, the only payment except cash someone will accept. Mobile payments, though available, haven't really taken off here like in Europe.
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What? The only payments I make that could take checks are my bills and it's not like I wouldn't have to keep track of those just because I'm paying by check. I don't understand this at all.
Pretty sure they mean one less account someone could track you with, because yeah, staying on top of sending monthly checks for stuff is something I'm very glad I don't have to do anymore. My credit took multiple hits in my younger days from bills I forgot to pay on time.
Yeah, I know this artist has gotten a lot of shit in the past for little reason, but this is truly an absurd take.
Whoooosh. I don't get it.
Paying online, not playing.
I think my problem is understanding the third panel.
Nobody wants to make and maintain an account for every place they want to pay something for.
They could have replaced "check" with "cash". Same idea.
Ok, I get it. Thanks 😊
i feel kinda stupid. what do checks and online gaming accounts have to do with each other? do they accept checks as payment for access?
Edit. Wow me, just wow. Playing == paying
It got me too.
Paying online, not playing online. I misread it at first too.