Memes

I still have a checkbook for the occasional handy man that doesn't want cash or transfer. I'm pretty sure most apps take a cut from business accounts, and others will report to the IRS when you make a certain amount, so for some workers it makes sense to avoid the apps.

Zelle is somehow the one that is usually free and does not report, but my credit union has a daily limit for Zelle transfers, so if the bill is larger, I offer payment in check as an alternative to cash since it's safer.

What does it even mean "one less account to track?" The money is still coming from a bank account, if you track the money in your account you would still have to account for a check, and it would be even worse if the check isn't cashed right away.

Is it that you don't have the monthly credit card bill if you send a check? But you're spending the same amount of money regardless, checks are more like one-off credit card transactions, that don't confirm payment like a credit card does. Checks are worse for the payment-neurotic. That's maybe an argument for debit cards, it's not an argument for checks.

a check? ok bye, ive never understood what the fuck that shit should do… like what about cash or just a simple transfer? why do people use checks?

Hm, seems legit

Okay, boomer

The postal service has recently been a victim of a lot of theft targeting checks. People are willing to rob postal workers at gunpoint for their box key. Then, thieves sift through all the letters for a chance of finding a check.

Worse, they have ways of “washing” the check to turn it into a blank check, and reuse it with a new amount and recipient.

don't have to drag ur ass to a store

I'm old school, if I want to buy something, I go to the store with the ability to essentially examine the item, pay for it in cash and go home. Crating an account and paying with the card, with which also the bank knows what I had bought? WTF, capitalism surveillance shit.

Or just use a password manager