Set him up with a whiteboard and feed him actual, real figures and watch him fail to explain how it would be possible to do what he’s claiming.

No financial gifts or inheritances from parents to use as a deposit, no magical income that comes from starting a business, no magical windfalls from putting house deposit savings into the stock market, just regular old income and student debt.

If he can’t do this, he should be ignored by the financial media.

Here’s a little graph I whipped up. Dave Ramsay was born in Nashville, in 1960. So he would have been a little too young to buy in 1975, but you get the general idea.

Dude thinks you can pull 8% a year from your retirement and be fine. Everything he says should be disregarded.

https://earlyretirementnow.com/2023/11/12/dave-ramsey-8-percent-withdrawal-rate/

I’ve worked with a number of financial people, and if they talk for free, generally that’s what they’re worth to pay them.

Has finance guru Dave Ramsey looked at the cost of housing compared to what working people earn? It's very different now than it was when the boomers were able to buy houses on the income of a single entry-level wage earner per household.

One wonders whether 'finance gurus' aren't just out-of-touch boomers any more

"fiance guru" isn't a real job. Fight me.

I'm at my parents house for various reasons, and I was actually thinking of moving out this year to be closer to my friends.

And then I had a seizure. And my parents and my sister were instrumental in calling 911 and making sure I didn't end falling to the ground painfully. They stuck with me in the hospital, and have been incredibly supportive. State law doesn't even let me drive for 6 months, so they've helped immensely with all that. I don't think I would've even known I had a seizure if not for them, and I couldn't have taken the right corrective measures for my health.

So, from the very bottom of my heart -- fuck you Dave Ramsey. Go fuck yourself and shove a rusty cactus up your ass. I'd call him a cunt (which I do not do lightly), but he lacks the warmth and the depth to be one.

something something boot straps...

There are some people this world would be better off without.

Wait until this man has a stroke and his children refuse to move in and help him.

Dave Ramsey is a shitheel. His attitude toward money is obsessive and not compatible with healthy relationships or families. I would not be surprised if he were to die completely alone and unloved.