this post was submitted on 15 May 2025
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A Boring Dystopia

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[–] [email protected] 6 points 3 weeks ago

But they’re holding out hope that momentum around reform might arrive in time to help them stay in the home they’ve poured decades of love and savings into.

Yeah thats not going to happen

[–] [email protected] 18 points 3 weeks ago (1 children)

Fuck off and sell the home. Why is this a sob story.

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[–] [email protected] 74 points 3 weeks ago (3 children)

How were they supposed to know real estate law being… checks notes…

a real estate attorney?

[–] [email protected] 14 points 3 weeks ago (1 children)

Working for. That doesn't mean paralegal. Reception, copy, courier, title clerk, mail room, etc

[–] [email protected] 13 points 3 weeks ago (2 children)

That’s a fair point. But at the very least it can be said she should have had the resources not to be surprised by this.

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[–] [email protected] 26 points 3 weeks ago

I was going to ask why they didn't consult a real estate attorney. Apparently they didn't have a good one...

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[–] [email protected] 27 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

You’d think a real estate attorney would know better.

Anyway, property –with the improvements they made, has appreciated over $163,000 on average every year since they bought it. Ya, $75k more than they planned on sucks, but they can take it from the value of the house no?

[–] [email protected] 1 points 3 weeks ago (3 children)

I don't know. I mean, there's a good chance that the original purchase price of the house is almost paid off, but having a sudden $76,000 increase in your bills is going to be tough on anybody. Unless they have made some very bad financial decisions outside of this, that probably is more than double their monthly mortgage.

And as somebody who has an inordinate amount of equity in a house they purchased far too recently for the amount of equity that I have, it is not exactly easy to pull money out of a house as a homeowner, And even if they do take loans to pay the tax burden, that doesn't mean that the money has been handled. It just has taken today's problem and pushed it off for tomorrow.

I'm not attempting to justify them. I'm just examining their side with the slightest benefit of the doubt.

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[–] [email protected] 35 points 3 weeks ago

basically what happens when you create and support a housing system whose goal is to make profit. doesnt matter if you yourself plan on living in it, people voted for the system that approved the nonsense of longterm profiteering of a basic need.

[–] [email protected] 16 points 3 weeks ago

Sure must be nice having a house to remodel.

[–] [email protected] 12 points 3 weeks ago* (last edited 3 weeks ago) (2 children)

That sucks, but I also think the era of the single family home is ending. No regular person can afford these home prices. Even if you can afford a one time renovation on your $650,000 house does not mean you can afford a $90,000/year tax bill. Single family home values have gone off the charts and regular people cannot afford them. We need to increase housing supply.

[–] [email protected] 3 points 3 weeks ago

So many people are cheering but these are exactly the sort of costs that will lock them out of housing or prevent them from improving a property.

[–] [email protected] 27 points 3 weeks ago (5 children)

They’re artificially high because concentrated wealth is buying up the supply. As of 2024 as much as 25% of the supply is being purchased by institutional investors in some markets

[–] [email protected] 4 points 3 weeks ago* (last edited 3 weeks ago)

This is it, and it’s been happening for years. I had a new home built in 2021 and it’s already appreciated by 25%, and periodically been valued even higher than that. I’m not selling, but that still seems crazy to me.

Bonus points for the fact the newly built home and land purchase were about the same cost as it would have been to buy an old run down home in the area that would have needed a ton of work and updates. Few people seem to be building new housing, which in conjunction with the corporate housing acquisitions is driving prices way up.

[–] [email protected] 3 points 3 weeks ago

Spot on. Houses are cheap, though, but you'll have to get something like sub 800 square feet and in the shitty part of town. A broken-down house for 120k isn't the greatest investment unless you have a warchest or great job to improve it. Even then, you'll be fighting comps around your house that aren't improved.

Single income isn't cutting it with anything of quality or merit. You'll have a roof over your head, but the timer starts. Improve or take a loss down the road.

[–] [email protected] 8 points 3 weeks ago

Tbh, concentrated wealth wouldn't be able to squeeze the market if there was a healthy supply. There's a lot of issues with single family homes, but the tl;Dr is that they're expensive because they are by FAR the least efficient way to house people, and it's basically the only kind of housing that most cities allow by zoning area.

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[–] [email protected] 78 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

Hahahahahahaha

Oh no, their taxes went up with the value of their property

🎻

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[–] [email protected] 315 points 3 weeks ago* (last edited 3 weeks ago) (7 children)

Yeah some serious boomer logic going on here.

"We thought that if we kept the foundation and the outer walls of the house and we just took the roof off, it was our understanding that we were going to preserve our Save Our Homes and our homestead,” says Debbie."

"the renovations—removing the roof, adding a second floor —ultimately triggered a full reassessment of the home’s value. Under Florida law, once a property is deemed substantially improved, it can be treated as new construction, removing the protections that had capped the home’s assessed value for years."

[–] [email protected] 11 points 3 weeks ago (25 children)

At the same time, that absolutely is a life altering change. Even the biggest idiots don't deserve to get their life upended. I don't know what the right solution is, but I can extend significant empathy to "I did a dumb thing and I don't know how to keep my home now without uprooting it".

I've only bought one home and it was recently. It was every bit as aweful as I expected but having seen what they are in for, they might not have the cash around nessicary to sell the home without getting scammed by predatory buyers.

The entirety of real estate is so fucked

[–] [email protected] 85 points 3 weeks ago* (last edited 3 weeks ago)

A professional tax attorney built a $4.4M home and expected to keep their original valuation?

That’s not a big idiot, that’s attempted tax fraud.

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[–] [email protected] 281 points 3 weeks ago* (last edited 3 weeks ago) (25 children)

Boomer logic ..... "I want all the benefits, entitlements and supports of society and none of the responsibilities."

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[–] [email protected] 99 points 3 weeks ago

Rich boomers who haven't worked in 30 years want to keep property values high without paying the property tax to go with it

[–] [email protected] 184 points 3 weeks ago (1 children)

They basically rebuilt their home and are sad it's appraised at market value.

That's at least what I got from it.

[–] [email protected] 86 points 3 weeks ago (1 children)

Yeah, not a lot of sympathy from me.

4.4 mil, wow.

[–] [email protected] 50 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

If it’s that big of a problem for their life, why not just sell the house and be multi-millionaires? It’s a non-story. Maybe they should’ve taken that into consideration.

[–] [email protected] 18 points 3 weeks ago (5 children)

So, the house is now valued at 6x the original value? If they sold it at only 4-5x it would still be a huge win.

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