this post was submitted on 29 Apr 2025
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[–] [email protected] -3 points 3 weeks ago (14 children)

If I'm not mistaken Liz Ryan is a former fortune 500, has been a consultant to several multibillion dollar companies like IBM, and at one point might have been appointed by the Biden Admin to run Youth Counseling services?

IDK, but I'm not convinced she's struggling with rent or groceries and she doesn't seem to pick the correct side in US Politics.

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[–] [email protected] 53 points 3 weeks ago (4 children)

Please, I'm begging you, please call Habitat for Humanity. Don't make assumptions based on what you think you know about the program or have heard, just fucking call.

Worst case scenario: You spend an hour at the initial meeting and discover it won't work for you. The other scenario: You end up owning a brand new home (or one refurbished to brand new) at cost.

Because my es-wife picked up the phone, I now own my own home at $600/mo., 19-year mortgage. Took us right at a year to complete the program and have keys in hand.

Be glad to answer questions, but there are variations according to the local outfit's way of doing things.

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[–] [email protected] 50 points 3 weeks ago* (last edited 3 weeks ago) (4 children)

My parents, 35000 dollars for a two bedroom, 1 bath house 3 acres of land in the middle of BFE back in the 80's

Today, 3 bed, 1 bath house with less than .25 acres, 200k same BFE area.

With inflation something comparable to my parents house in BFE, because it's not changed all that much, should only be 100k.

And the recent minimum wage increase to 13.75 an hour passed by the people is in process of being revoked by Republicans.

And I do get tired of visiting home and taking to people that spout off the 'back in my day' bs.

[–] [email protected] 10 points 3 weeks ago (1 children)
[–] [email protected] 21 points 3 weeks ago (1 children)

Acronym for being in the middle of nowhere.

“Bum Fuck Egypt” or some odd variant of that.

[–] [email protected] 15 points 3 weeks ago (1 children)

I’ve heard of “Butt Fuck Nowhere.” But never BFE or Egypt.

[–] [email protected] 16 points 3 weeks ago (8 children)

It’s been around a long time, at least since the ‘80s. You can now add it to your vocabulary.

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[–] [email protected] 27 points 3 weeks ago (2 children)

My first apartment (without roommates) was $600/month I think. I just check the present day at it rents for $1400! The mortgage cost on my first house (small/low cost of living area) was only $1000/month.

I just don't know how young people are affording housing these days.

[–] [email protected] 7 points 3 weeks ago

I rent my parents' other house and just pay carrying costs. It's still $2800/month because of location. Trust me, it's a much better deal than it sounds...

[–] [email protected] 24 points 3 weeks ago

Well, most don't. Just let them enjoy abuse at home.

[–] [email protected] 24 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

But this flies in the face of the great American delusion that everyone can white knuckle their way through large crises arising from systemic failures or engineered on purpose by oligarchs.

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[–] [email protected] 149 points 3 weeks ago (4 children)

Exactly. $400 for mine. $100 would fill a shopping cart with groceries back then. Health insurance: $80-125/mo. Internet: $15/mo. Garage sales almost everything was less than $10, most of it was less than $5. Goodwill was a deal. DIY/homemade was a deal, a way to save money.

It was a different time. There’s no equivalent to that time today, today is pretty awful.

And now it’s all going to be so much worse thanks to MAGA, oligarchs, and Heritage.

[–] [email protected] 9 points 3 weeks ago* (last edited 3 weeks ago) (12 children)

Agreed.

The only way for a wage earner to bootstrap their way up is to have money when historic opportunities to invest present themselves, like March 2020 and April 2025. If you have a few thousand to invest now, chances are that will turn into a massive profit over time. And even better, hold those securities for longer than a year and you get a preferred, lower tax rate on any profits.

But most people can't do that. They're stuck taking out an (air quotes) "interest-free" loan from Klarna to make sure they don't starve this week. Our politicians are, thankfully, focused on the most important priorities, like drag queen story time. (And that's sarcasm, btw.)

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[–] [email protected] 74 points 3 weeks ago (5 children)

Yes, what is up with thrift stores charging almost the same as “first-hand” stores? Yet another example of how this generation is screwed (along with all of us old people).

[–] [email protected] 12 points 3 weeks ago

Walmart cut costs to the bone and squeezed down on what thrift stores used to charge.

Thrift stores are a deal compared to Macy's, JC Penny, and such.

[–] [email protected] 28 points 3 weeks ago (10 children)

Or they somehow want to price things off eBay prices. Bro, you are a thrift store. You aren't some place that should be trying to get the absolute most out of an item.

Price it vaguely on what people might pay for some used, unwashed, beat to hell thing. If someone thinks they can get more by selling it online, that's fine. That's on them. You don't have to compete with them. Turnover of items is more important than the most money on that old glass cup.

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[–] [email protected] 35 points 3 weeks ago (1 children)

Ive noticed this at chains, but not at my local stores. Goodwill for example, I always see dollar tree items marked as $2+. I know Theyre from dollar tree because theyre still in the damn package.

[–] [email protected] 21 points 3 weeks ago

I found a neat looking board game at the thrift store once. I looked it up on my phone to check reviews, and learned it would be cheaper to buy it new than what they were asking. Usually they have good deals but not that time.

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[–] [email protected] 80 points 3 weeks ago (3 children)

Saving money on food to buy a guillotine is personal finance.

[–] [email protected] 6 points 3 weeks ago

We have scrapyards and bulk pickup. Reuse materials and save some dough

[–] [email protected] 8 points 3 weeks ago

Maybe there is a financing plan in installments. Klarna or something...

[–] [email protected] 13 points 3 weeks ago (1 children)

Trade and barter with your fellow proletariat and create the tools.

[–] [email protected] 11 points 3 weeks ago (2 children)
[–] [email protected] 7 points 3 weeks ago (1 children)

Have wood, need hands. Sounds like we have a start!

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