Just extend that to medical care, and we Gucci... How about outlawing punitive deductibles for health insurance?
this post was submitted on 05 Mar 2024
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Would this push banks to increase interest rates? Mine is already 20% and I've been making my minimum payments.
Idk, I just know banks are schisters who will always find a way to screw the poors.
Probably not. One of the few things people actually look at with credit cards is the interest rate. If one bank raises their rate, they risk losing customers to another bank which is willing to settle for making insane profits, rather than ludicrous ones. Fees like the overdraft ones being limited are a sneaky way to push those profits to plaid, because the suckers using those cards never stop to look at and shop those fees.
Even though banks will still be able to charge limited overdraft fees, it won't be able to exceed the banks' losses under the rule. The CFPB has not finalized an amount but is exploring overdraft fees capped at $3, $6, $7, or $14, plus $.50 per transaction. The overdraft rule is currently under review.
They need to move their asses on this one. I think many banks charge $25-35 for an overdraft, an absurd amount of money that is obviously being charged to someone who doesn't have money.
I know somethat charge that DAILY!
Legalized loan sharking.
Full disclosure: Trump bad! Biden good!
Impressive considering he reports directly to MBNA.
The article misrepresents it a bit because he didn't just back it. He actually WROTE that bill.
BAPCPA made it harder for consumers to file for Chapter 7 by imposing a “means test” for Chapter 7 eligibility, and by substantially increasing the cost of filing for bankruptcy.
BAPCPA’s passage was one of Biden’s long-sought goals as a senator. Not only did Biden vote for the legislation four times between 1998 and 2005, but he was so singularly committed to its success that he inserted it into a foreign-relations bill in 2000, and later was the sole Democrat on the Senate Judiciary Committee to vote for the bill.
Biden also consistently voted against efforts to soften BAPCPA’s blow on vulnerable populations
Lmao
Full disclosure: TRUMP bad! Biden GOOD!.
It’s why I never voted for that piece of shit. The very architect of my indentured servitude (presumably but not demonstrably) wanted and wants my vote. Wouldn’t even piss on him if he was on fire. On fire much like Aaron Bushnell who set himself on fire trying to break through this country’s propaganda wall to bring attention to a literal genocide enabled by the executive orders from this same piece of shit Zionist.
How far gone is electoralism in the US when the incumbent can run virtually unopposed while enthusiastically enabling a historically brutal genocide?
Fun days ahead!
Don't forget this article:
How Joe Biden helped build a financial system that’s great for Delaware banks and terrible for the rest of us.
https://www.motherjones.com/politics/2019/11/biden-bankruptcy-president/
Full disclosure: Trump bad! Biden good!
I think people are downvoting you because you didn’t start with that disclosure.
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