Becoming a millionaire is surprisingly easy if you follow these steps:
- Make coffee at home
- Cut back on Avo toast
- Be born a millionaire
this post was submitted on 20 Feb 2024
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Can I get some help on #3?
After making coffee at home and figuring out exactly the way I like it to be made, I hardly ever consider rolling the dice on one if I can help it. Getting it while out and about is only for when I have no other choice (not being home for a long time). The cost savings are just gravy.
Have you considered not eating? Cutting down on the breakfast, lunch and dinner could potentially save a lot of money.
Also, if you don't sleep and work three jobs, 24h a day, you'll certainly make much more money. It's the little things, really
BOOM! Roasted!
First off, I want my coffee first thing. So I make it at home so I don't have to be dressed and already up.
I don't think I have access or motivation for the amount of fraud that would make me rich in the short term. I'll keep my ears open, though.
Be like Logan Paul and make several different pump-and-dump schemes to scam a bunch of children all over the world.
But with the stock market.
I'm currently a millionaire because at the time, it was cheaper to buy then it is to rent. There was a first-time homebuyer bonus also and we only needed 3.5% down. We figured if we just broke even when we wanted to move, it would have been worth it. This was back in 2009. Then, waited 10 years and I can't afford that condo that I bought with my income today.
I’m in a weird situation where:
- my house is double the value
- my equity has tripled or quadrupled
- yet my mortgage is bigger than the original purchase
- and the payment is half, as a percentage of my monthly income.
What kind of mortgage did you get? Is it on a 15 year arm or something?
2.3% fixed. I refinanced just before rates went up a few years ago
Man, crazy deal. It's pretty much free money. It's below inflation. Gotta keep that until you pay it off.
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