I ran out of money during college. No matter the problem, you can overcome any college mishap except a lack of money. So off I went.
There's a 6-month stretch after getting laid-off in 2006 where I only worked one job. I was sick a lot and didn't feel like ratcheting the grind back up.
Every other day since leaving college almost 30 years ago I've been working in IT with no degree. For the last 20 it's been some changing day-job and the same side-hustle for vacation money.
I will allow that the challenge to find a new primary job is sometimes hampered by my lack of a degree, but I've realized I do much better at the shops who just want to see you work.
NOT getting the degree gives you an extra challenge. I don't know that it's significant, though.