HYSA, or short term bonds. Get ~40k for free without stress at the end of the year :)
this post was submitted on 14 Apr 2025
40 points (90.0% liked)
Asklemmy
47780 readers
644 users here now
A loosely moderated place to ask open-ended questions
Search asklemmy π
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- [email protected]: a community for finding communities
~Icon~ ~by~ ~@Double_[email protected]~
founded 6 years ago
MODERATORS
Probably make a fixed deposit with the principal of 1 Million, and then after a year, (Assuming annual interest rate of around 7%) I would get 1.07 million, and give you 1 Million back, and still have USD 70,000, which is still a good amount to get for free. If we get quarterly interest rate, it would be slightly higher, so will try for that
Where are you finding low risk investments with that much interest? Genuine question. Maybe I should shop around more. I would expect closer to 3.5-4%.
In India Fieex deposits for a period of ~400 days offer that. For lower periods it is lower. It is not a great investment if you account for inflations (that would be another ~5%, so after a year, the effective value would be close to 1.07/1.05 ~= 1.0190476)
Can I do nothing with it?
Confound your OP magic! I was going to buy some guns!
Well, I could invest it and pocket the returns... not sure how far 1 mil will get these days.
Or, I could just https://www.youtube.com/watch?v=7HrmD_vIMIk
A small loan of a million dollars?
Use 500k to get my foot in the door at one of the 0% tax havens (they often require >=500k investment to get a legal entity representation). Use the other 500k + my savings to rake in the expended 500k at 0% tax via investments. Pay you back on time and be left with a 0% tax haven foothold that'll make me +20-30% on anything I'll invest in the future, compared to what I'd gain on investments right now due to taxation in my country.
Why not just become a regular criminal instead of a douchbag criminal?
Because the one is legal while the other is not. That's all we need to know about the system we live in, no?
Go big or go home. Use all of it on the mega lotto and hope to win
Since you will change the past and reverse the changes due to me having no intention to give the money back, i will try to create as much chaos as possible with the money
- Take the money
- Travel the world
- Fake my death so you can't ask for the money back
- Change my name to something Russian sounding
- Find goth latina partner
- Run away together
- Start a new life in a country where no one speaks English
- Teach goth latina how to torrent and use Linux
- Mary goth latina
- Grow old and die for real
This plan will work, right?
I have this strange feeling that you're into Latinas...
It's true.
Potentially goth, as well.
I sensed that as well but wasn't very sure lol.
What would be the consequence if I was physically not able to return the money? Depending on that I will probably invest differently. I would probably be dumb and just ignore the money cause I thought it was a scam or something though.
I'm putting a hit out on j4k3
Please hit on me
Buy $1 million dollars worth of weed
What if it goes bad?
Make hashish out of if
Freezer
How much would an assassin to kill you cost? π€
Anyway, best to refuse this offer.
about tree fiddy
Iβm curious how you can take it back if I no longer have it. Say I spend it on activities and services, how can you recover it? Physical goods, you might be able to take those.
I'm telling you, don't mess around with magical tricksters. If you can't pay OP back, he'll probably take your soul, your first born child, your name, or some other demonic shit like that. Don't make a deal with Rumpelstiltskin, he will find a way to collect!
All you remember is a hypothetical Lemmy post
Are you familiar with the concept of debt?
Take out a loan using it as collateral. Then it doesnβt matter if you take it back, I still have the loan. Then I guess buy a small company and gut it for resources. Rinse and repeat. Get rich. Lose my ethics. Start paying off women with offers of a horse. Lose my hair. Get my butt hair put on my head. Buy a shitty company and make it shittier. Treat my kids like garbage. Buy the president. Be the most hated man in the world. Fake my gaming stats. Die alone.
no notes, i'd do the same
You forgot try to enlarge my micro penis and break it completely so now not only can I not get it up without a hand pump I am completely unable to climax.
The only pump and dump Musk knows is the stock market
How are you delivering it? That's a lot of pennies.
I'm asking the wrong question, does it have to be the same 1 million dollars you gave me? Can it be something which is valued (by you) at 1 million dollars?
How does inflation effect this? A million dollars today might not be worth a million dollars in a year.
If I buried a million dollars worth pennies in my backyard, well actually, I probably wouldn't be done digging the hole after a year. Also, I don't actually have a backyard. If I did have a yard and it already had a large pit dug, which could contain a million bucks worth of pennies, after a year would I need to haul them out for you or does your OP magic also allow for easy transportation?
Is your OP magic for sale? Must be less than 1 million dollars or I can't afford it.
I don't know money penny. Maybe a bond; just a bond
i'd say f u and never give it back π
Wait for you to sue me and then offer 20 cents on the dollar?
The Art of the Deal!
imagine getting that deal and also getting invited to the white house's insider trading signal group
The hottest gambling house right now π
view more: next βΊ