this post was submitted on 13 Jan 2025
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A Boring Dystopia

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[–] [email protected] 28 points 2 days ago (1 children)
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[–] [email protected] 38 points 2 days ago (6 children)

This will be the new normal if we don't stop Capitalism now.

A world where you own nothing, and are expected to survive based solely on a debt that you are expected to pay back but it's an open secret that you never will.

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[–] [email protected] 13 points 2 days ago (8 children)

Did... did they just reinvent credit cards from first principles? Just without the card?

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[–] [email protected] 13 points 2 days ago (1 children)

remember the pay over time pizza thing?

[–] [email protected] 3 points 2 days ago (2 children)

That's something that literally exists all over the civilized world were credit cards are used.

You can pay your credit card debt in installments or portions/quotes

It's not an earth shattering news

[–] [email protected] 6 points 2 days ago

yeah but it was a specific program from like dominoes or something. it was pretty effed up. all the same did not seem to take off so maybe they just wanted to propose something stupid for free advertising.

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[–] [email protected] 26 points 2 days ago

Gotta keep the wage slaves in debt so there's no upward mobility.

[–] [email protected] 11 points 2 days ago

I wonder how they interact with regulations of the payday loan industry.

[–] [email protected] 32 points 2 days ago (3 children)
[–] [email protected] 40 points 2 days ago (1 children)

Yeah. Probably, she read the terms and conditions.

[–] [email protected] 9 points 2 days ago

Rookie mistake. If you wouldn’t read a company’s legal teams’ diaries, you shouldn’t read their T&C (same thing)

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[–] [email protected] 29 points 2 days ago* (last edited 2 days ago)

So now they're getting free organic marketing by being a shitty ad? Reacting the brand would be better.

[–] [email protected] 56 points 2 days ago (1 children)

Sponsored Lemmy Comment: Hungry for a can of beans? Sign up now and get $100 of debt in minutes!

[–] [email protected] 5 points 2 days ago (1 children)

i think you mean $100 of beans

[–] [email protected] 6 points 2 days ago (1 children)

Sorry no beans, just debt. And an agreement to terms and conditions that you must not poop for 72 hours.

[–] [email protected] 2 points 2 days ago (4 children)
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[–] [email protected] 21 points 2 days ago

So glad I don’t use Reddit

[–] [email protected] 52 points 2 days ago* (last edited 2 days ago) (3 children)

I'm immediately wary of anything involving credit that I didn't seriously consider or plan for. I can't imagine going into debt because I'd rather drink coffee at Starbucks than at home.

[–] [email protected] 0 points 2 days ago (2 children)

Sadly, with the lack of financial education, many people do not correctly assess their salary/expenses vs their real/perceived expense class

Basically a lot of people are shitting way higher than their ass will allow them

These are the kind of people targeted by these ads

And it's all good in my books. If you are so DESPERATE for approval that you need to take in loans to keep up appearances, then good for you but don't complain about the consequences.

No one forced you except your own inferiority complexes

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[–] [email protected] 9 points 2 days ago (2 children)

I'm the same way and I just had to sign up for a credit card specifically for vet bills because my dog needs emergency surgery. The vet told me the specific card isn't super predatory or whatever, but I didn't really have any time to think things over. I just want my dog better, and I know that I can't afford it on my own rn.

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[–] [email protected] 21 points 2 days ago (1 children)

Do you mean wary or does it make you tired?

[–] [email protected] 3 points 2 days ago

Woops, yes.

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