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Ticketmaster owes me a couple hundred dollars for a show that's been "delayed" for a year now. Meanwhile, I'm paying interest on the credit charges.
There's no way to get a refund or dispute the charges.
It should be illegal.
You wouldn't be had you been responsible and actually paid your card off at the end of the month.
Just do a charge back on your credit card.
It's been too long. Most credit cards only allow a limited period of time to challenge a charge. I stupidly hoped that it would be rescheduled. You know, since Ticketmaster told me it would be. After 60-90 days, the money is theirs whether they deliver a product or not.
That is awful. Didn't realize there was a time limit on charge backs.
There is, but it's flexible depending on the purchase. I've successfully done one nearly a year later when I bought a used phone off eBay, shipped it back under warranty, and once the seller had it they stopped responding. Both eBay and my bank advised me to do a chargeback. I did, and got my money back.
I mean even if the show had happened it sounds like you shouldn't have spent money you didn't have.
You seem to be one of the blessed people who do not work a minimum wage job, barely making ends meet, with a desire to go to a concert 'cause you haven't been able to afford to for years.
Lucky you.
No, I don't believe you should do it if it is going to make you struggle more long-term. At what point do we just agree a given amount of money you don't have is stupid to spend. If someone spent $1,000+ that they can't actually pay on a t swift concert at 25% interest, yeah, maybe you'd be in a better situation for 2y if you avoided that extra few hundred in interest for like 4y. Preventing my own struggle certainly better than a few hours of entertainment and hearing loss.
I do believe people should be paid enough to afford joys in life without struggling so much but that's not the system we have.
I love how easily people are strawmanning this into something I didn't say.
You said ...
Please explain how my response was a strawman argument.
So if you have a mortgage, you're not supposed to buy anything until the house is paid off?
A mortgage gets you a place to live with increasing amount of property ownership as time goes on. It isn't at 25% interest for one evening. You never get the money back from going to a concert, you do get at least some back on a mortgage.
You could use your ticket money to pay off your mortgage, so all of your spendings are costing you the same interest at minimum.
Housing is a bit different than concert tickets, both in terms of how essential it is and the interest rate involved. I’m not putting concert tickets on anything that’s accruing interest, that’s simply a bad financial decision.
Thanks for the financial advice bro.
The point is that they borrow money for free. It's theft even if they one day refund the tickets. Because that's how money works. Apparently you should know that since you're clearly an expert.
Or - see my post above - they just keep my money for a cancelled show and make it impossible for me to get it back.
I'm likely to end up in the same situation unfortunately. I'm cancelling the card for unrelated reasons, so I don't really anticipate any way to see my money again.
That's the nature of monopoly. What are people going to do? Never leave the house?
On the one hand, maybe it might be considered a little scummy for a megacorporation to financially abuse people, but the important point here is how dare you try to enjoy your life.