this post was submitted on 10 Jan 2025
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I'm just saying if mortgages were treated like student loans we'd actually be in a better place as a society.
Students would love this, you'd be able to discharge the debt via bankruptcy!
Banks would fucking love this. They would be salivating at the idea that home loans can’t be discharged via bankruptcy.
Being that most of the people who didn't/couldn't pay their student loans did pay rent... The banks would have gotten their money and many of the people would have equity. I'm not saying there wouldn't have been defaults, but I get what they meant
That was made the case because you can't repossess an education (yet). I don't necessarily agree with it but I also don't actually have a problem with banks not being allowed to seize private homes within certain limitations.
Make sure nobody gives them the idea that giving someone a lobotomy or ECT may be the equivalent of repossessing someone's "knowledge". The bastard politicians might actually do it!