this post was submitted on 10 Dec 2024
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Because of the ACA (Obamacare) requirements, he can't be refused or charged more for coverage because of a pre-existing condition.
Whether that insurance denies claims for treatment, however, is still very much in play. I've heard you should ask the names and certification of the person or people responsible for the denial of your claim, in writing. Because a lot of the time it's an algorithm or an unqualified peon, and the company can get in trouble for that.
You’ll tooootally get that information.
Oh sweet summer child.
I imagine you mean they won't, and you may be right. But too many people don't even start trying to fight denials, which is why insurance companies do it. Often it doesn't take a huge pushback to get them to change, especially if it would expose their corrupt practices. Of course, sometimes they are obdurate, and United Healthcare is one of the worst.
As for the ACA, it's still true, at least until Trump takes office.
Tricky to press charges when you're dying