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It’s weird. The numbers are so big and the dates are so far out there that none of it feels real. The fact that (assuming you fit their magic profile) some bank will accept your signature in return for hundreds of thousands of dollars is stranger still. I honestly wish we lived in a society where this sort of thing was NOT the norm. But if you live in the US, home ownership is one of the few mechanisms in place for us commoners to generate and/or pass on generational wealth (assuming that the whole system doesn’t collapse like the house of cards it probably is while you own the house).