I use Jellyfin for movies and shows but sub to a streaming service for music. To me, it’s worth the monthly cost to put millions of songs at my reach all with impeccable quality. The convenience alone not withstanding. But music is super important to me and I don’t go a day without it. I haven’t seen anything close to that if you pirate.
I kind of count my blessings as to only having to sub to that service. I have friends that pay $300 a month for Netflix, Diznee+, etc. And here I am getting by on $6 a month. Totally not mad.