this post was submitted on 10 Mar 2025
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You get used to being house poor. You learn how to budget how much it really costs you to live.
It beats paying someone else’s bills. That’s for sure
When you think things are bleak as far as repairs/maintenance, look to local lenders in your community. Unless you made a significant down payment they probably sold your mortgage to Freddie but they still can give you loans on your home equity especially if going to pay for things that are going to put more equity in your home.