AssholeDesign

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This is a community for designs specifically crafted to make the experience worse for the user. This can be due to greed, apathy, laziness or just downright scumbaggery.

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My bank gives me the option to opt out of marketing communications. It takes three clicks to opt out of each category, and there are three pages like this! (lemmy.ca)

submitted 11 months ago by [email protected] to c/[email protected]

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Marketing should always be OPT-IN by default, but these extra steps to opt out is truly asshole design.

Oh, and on the opt-out confirmation screen, you get two options: Yes or No. The button colour for "yes" is white, and the “no” button matches the “save” button on the previous screen, so it's easy to accidentally cancel the opt-out. Double-asshole design!

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[–] [email protected] 0 points 11 months ago (2 children)

I don’t recall ever having seen bank/CU accounts that cost money.

What country??

In Canada, there are only a few banks that I'm aware of that offer free accounts. Many are online only and end up being really limited.

Our local credit union has several personal accounts, and they either start at $10 a month or "free" but they charge for every ATM transaction, deposit, e-transfer, etc.

[–] [email protected] 0 points 11 months ago

Yeah, I looked it up and couldn't find one that fit my needs. Many of them lack a way to get cash or cheques which unfortunately is still occasionally needed. (I probably write/deposit ~5 cheques a year). I would also want to switch to one that has TOTP based 2FA but that seems to be none of them, but I would never switch to one that requires SMS or custom app based 2FA (which seems to be most of them).

Man, banking is one of the things I really miss about living in Europe.

[–] [email protected] 0 points 11 months ago

Murica! 🦅🎆🎇