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Should you claim your pension early or wait? (www.mpg.de)

submitted 3 days ago by [email protected] to c/[email protected]

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In the U.S., the monthly payments increase the longer one works—researchers have now examined whether delaying retirement is financially worthwhile.

Earlier retirement: Researchers have analyzed data from the United States to examine whether retiring earlier is worthwhile.

Findings: The study shows that the financial risk of delaying retirement particularly affects men and low-income groups in the U.S.

Making the most of it: For sick individuals in the U.S., retiring early can help them receive some of the benefits they paid for—even if they do not have long to live.

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[–] [email protected] 6 points 3 days ago

A lot of union jobs have optional pensions as do a lot of government jobs. As a total number of jobs not much but enough to matter.