this post was submitted on 02 Jun 2024
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If you read the original report, it says that it basically just displays a fake banking login page. It also says that it requested accessibility service permissions, which makes me think maybe it brought up the fake login pages "in the right moment" (as in as users opened their banking apps) to make it more convincing, even though the article doesn't specify that.
Either way, IMO the problem here is clearly with the Play Store allowing this app in, and not with Android's security itself. These apps are misusing the accessibility service system, which is obviously necessary for a ton of important use cases (and of course also requires the user to grant very explicit permission). The fact that the accessibility services are a thing doesn't delegitimize Android's security improvements over the years.
If a user can open their baking app, and this app can sense that and open instead, then that is 100% an Android issue. That behaviour shouldn’t be possible.
"Accessibility service permissions" is a higher level of permissions than most apps get and Android will be all like "bro, are you sure you want to grant this app that kind of access and control? You really sure?" I've got a few apps on my phone with that level of permissions including one written by Google. They'd simply be unable to do their job without that level of access, jobs which have been straight-up good for my physical health. Ultimately there's a balance between security and letting the user do what they want.