this post was submitted on 05 Feb 2024
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I think this is the key problem here. True, you should honor contracts, and there are many other systemic issues around the costs of higher education, but the way student loans work are really messed up and a lot of adults don't understand what's in those agreements, much less some "fucking idiot teenager." But the pressure has been so high for the past several decades about college degrees being necessary, people just think to get the degree first and figure things out later. Heck, I remember sitting through a presentation as a teenager about how going into debt for university is normal.
The student loan system (and higher education in general) needs to be fixed, but while people try to fix the broken system, why not try to make right the people who were hurt by that system?
I'm fhr getting rid of the loan bankruptcy protection.
A friend worked every day for over a year to put his kids through uni. I guess he should've just bought a sports car? Homie gave up his mid life crisis years for his girls. A system that punishes people for making the right choice seems fucky.
I can tell your friend wasn't American. Here you might work every day for a year just to not be homeless. You sure as shit aren't putting your kids through college that way unless you have a job that pays an order of magnitude higher than the mean salary of the nation.
I mean our base pay is good and we have solid overtime policies. I guess I may be mis-using the term uni, but I'm not sure where they were going for classes.
You made excellent points and after thinking on it again it does make sense. Under my own logic it wouldn't really be fair to hold kids who don't know better to a contract they didn't really understand while pressured through a predatory system and probably should have had legal representation like an attorney present with them before signing.
Thank you for helping me re-evaluate my ideas on the issue.
You had it right the first time. People with student loan debt have nobody to blame but themselves. There are very good community college systems that are quite inexpensive. I went to community college and a state university while working the entire time. I graduated with a loan balance of only $10k. Half of the other kids were stupid, lazy communications majors who just fucked off the whole time and now they're complaining that life isn't fair. They did this to themselves.