MinFapper

joined 9 months ago
[–] [email protected] 13 points 2 months ago (2 children)

I think it might take a lot longer than 20 years for plastic to fully die down

[–] [email protected] 0 points 3 months ago (1 children)
[–] [email protected] 0 points 3 months ago (3 children)

It's dead. The main dev announced they've ceased development and shut down the main instance.

[–] [email protected] 12 points 3 months ago (2 children)

Actually, star trek might be. In their lore, things got a lot worse before they got better.

[–] [email protected] 20 points 3 months ago (2 children)

Nah CEOs will mandate RTO for workers while they themselves stay remote.

[–] [email protected] 2 points 3 months ago* (last edited 3 months ago) (1 children)

Is it just me or does he have a bit of a Mitch McConnell look?

[–] [email protected] 8 points 3 months ago

Unfortunately, if they don't patent it, someone else will and charge royalties.

That mistake has been made with life saving vaccines and other treatments before.

[–] [email protected] 1 points 3 months ago

Eeeeeeeyup!

1.9% for the county: http://www.tax-rates.org/texas/travis_county_property_tax

0.7% for the Public Improvement District: https://spdpid.comptroller.texas.gov/view/2024/103225659

I agree with your last sentiment too. Warren Buffett said the memories he made in his house are worth way more than the money he lost by not investing it. We're thinking of buying for the same reason.

[–] [email protected] 3 points 3 months ago

Alternatively, go to the southern hemisphere. It's really nice and warm in Australia right now.

[–] [email protected] 3 points 3 months ago (2 children)

...ish. My wife and I just did this calculation and (at least in America) property taxes throw a wrench into it.

A decent rental home in Texas costs about $2650 per month. A similar house costs about $460k to buy, and run about $1000/mo in taxes. So you'll only save about $1650 per month.

Even putting that 460k into a bank account at 4.5% interest will give you $1725/mo, let alone stocks, index funds, and all the other investments you could be doing that will out-perform real estate.

Of course, that doesn't disprove your point about poverty since you need to have the money to buy/invest. But it's just a reminder that houses are not the wealth builder that a lot of people imagine them to be.

Always research and determine the best option for your financial situation. Gate-keeping financial literacy is another tool the wealthy use to keep people in poverty.

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