I'm currently living in the Netherlands and I found some awesome, (for me) novel things, like ATMs all being from one company that all the banks in NL share ownership in. That means no matter your bank you dont pay for getting cash. Which is ironic cos I dont need cash as much anymore since non-cash payments are so much more prevalent here compared to Germany, for example.
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It's also fun that we can go to Germany and still get cash out for free whereas Germans have to pay a fee for using their own ATMs.
For other banks.
Sparkassen customers dont need to pay at other sparkassen belonging to the same group (I think it depends on how the different regions organized themselves)
They can also do coorperations between other banks like for ing-diba and other institutes.
Falconry is set up really well in the US and several foreign countries clubs are petitioning their government to emulate us.
- It's difficult to get into on purpose. This reduces impulse buys of raptors by completely inexperienced people which reduces raptor harm.
- Self regulated for the most part through an apprentice / sponsor system.
- Clearly defined as a hunting sport with "pet keepers" kept to a minimum as they can lose their license for not hunting. Raptors make shit pets and need to fly and hunt for their mental well being.
- Wild take of raptors. This is a huge one, pretty much no other country that actually has wildlife protections allows this. Falconry in the US is basically built off of wild take as an exclusion to the Migratory Bird Treaty Act.
- Very difficult to monetize. A falconer cannot use their license to make money. Educational programs can be done but they can't be paid more than gas money and if they are doing more programs than hunting they can lose their license. Doing abatement (using a raptor to chase off pests at an airport for example) is a separate license which requires 7 years as a falconer minimum.
- Each state has their own club that works with their state government and then there is a national club that works with the feds and other countries.
Germany. Bicycle parts.
Sure, the market leaders for drivetrain components are Shimano from Japan and Sram from the US.
But look into the higher-priced niches and there's:
- Bosch, market leader for e-bike motors
- Schwalbe and Continental, market leaders for bicycle tires
- SKS, market leader for bike accessories like fenders
- Ortlieb and Vaude, market leaders for bike bags
- Rohloff, makes the best gear hubs in the world
- Pinion, makes the best bottom bracket gearbox in the world
- SON, makes the best hub dynamos in the world
- Busch & Müller, makes the best bicycle lights in the world
Australia: Consumer protection laws are better than most other countries, even European countries. For example:
- Products must last as long as a "reasonable consumer" would expect them to last, regardless of the warranty period. For example, at least 5-10 years for large appliances.
- If there's a "major failure" any time during that period (a big problem with the product, if it stops working, if it differs from the description, is missing advertised features, or you wouldn't have bought it if you knew about the problem beforehand), the customer has a choice of whether they want to have the item repaired, replaced, or return it and get a refund. Customers can also ask for a partial refund based on loss of value.
- The store you bought the item from must accept returns and warranty claims. They can't tell you to go to the manufacturer.
- For repairs, returns and replacements of large items (like appliances), the company must pick it up and drop it off for free.
- It's illegal for a store to not offer refunds (unless the items are second-hand).
- Products must match descriptions in advertising, including what a sales person tells you. If a sales person tells you the product does something but it actually doesn't, you can get a refund.
- Businesses get fined for breaking these rules. A chain of computer stores had to pay a $200,000 fine for showing an illegal "no refunds" sign and forcing people to go to the manufacturer for warranty claims, and were later fined $750,000 for doing it again: https://www.accc.gov.au/media-release/msy-technology-ordered-to-pay-penalties-of-750000-for-consumer-guarantee-misrepresentations
This applies for digital goods, too. As far as I know, Australia is the only country where you can get a refund from Steam for a major bug in a game regardless of how long you've owned the game for or how many hours you've played. Valve tried to avoid doing this and was fined $3 million: https://www.cnet.com/culture/entertainment/valve-to-pay-3-million-fine-for-misleading-australian-gamers/
Denmark: Hygge, apparently. But a lot of writers are working hard to make money off of getting a lot of people to know about it.
What is Hygge?
Wikipedia says: "Hygge is a word in Danish and Norwegian that describes a cozy, contented mood evoked by comfort and conviviality."
Poland: Blik.
Some would probably also say Paczkomaty and Żabka, but neither automatic parcel lockers nor breaking labour laws are strictly Polish inventions, so I wouldn't count them
India: what India does wayyy better than others is digital payments. we have what is called UPI this is a open payments interface made by government (rbi) but their APIs can be used by any bank's and any verified third party apps, and all you need to use UPI is just a bank account that's it, and with this we can send money to any bank account through any other bank account with just phone number or QR code, the reciver and sender don't even have to use same app because the backend is same for all, i just have to search for their number and send money, or i just have to scan QR code and send money, and it happens instantly with no minimum limit, this is so widely used that pretty much any shopkeeper keeps a UPI qr code even the ones in smallest and remote villages. infact i dony think I used single rupee in cash since like last 3 years, i don't carry cash anywhere either, this is integrated with popular apps too like uber online food ordering apps , Netflix and basically any app that needs payment. upi is pretty much only reason why India has the most digital transaction in world even more than China and it's not even close.
also public digital infrastructure, pretty much anything government related is done digitally, like our id cards, driving licence, income certificate, and even high school and degree certificate is digitised, infact even our college credits is digitised, like my college credits will be automatically added so it will be seamless to change college in between my degree, and ofc all this is verified cryptographically with an app, so it's not just one pdf which can be forged or something. and recently a law was passed which made the cryptographically verified digital documents legally same thing as physical one's, so now if you have a phone with the app installed ( government made app that store's and verifies documents) and if you have all your documents in that app you are good to go anywhere. this is more than just concinence of not having to carry physical documents because now we can make bank accounts completely online because verification can be done through their APIs and cryptographically. and yeah it was super useful in covid times because we could do appointment for vaccination online in the app and we could get covid certificate digitally.
I think you should also highlight how it is different from China's Alipay or similar payment vendor system in Europe and the US - it is a unified payment system, there is little to no fee for transaction, and you're not locked to a eco-system, like Apple, or PayPal. But it is absolutely horrible when it comes to privacy.
But it is absolutely horrible when it comes to privacy.
Reading OPs description, I did wonder.
the difference is this is unified and government maintained, alipay or any payment vendor's you have to use their apps, and you can only send money to people who have accounts in their apps, here it's maintained by government no need to make any account anywhere, just direct bank to bank transfer with just phone number and QR code. and more importantly no transaction fees
We use qr-based payments where I live too. I been the qr-codes have to work on all payment platforms which is super convenient.
The only minor gripe is that they charge a small transfer fee if going between banks. Do you have that fee?
there is no fee, the servers and bandwidth cost taken from taxpayers money basically
We have QR code based payments in the Netherlands via iDeal. Makes payment super easy.
is it as simple as " download an app and sign in through phone number and bank account is automatically detected and you are good to go" ans also there is no transaction fees
That's way more convoluted than here.
Our banking apps have a QR scanner in them so no need for new apps or new accounts.
banking apps have upi too, even in banking apps you have to sign in with id and password and such with upi specific apps you don't even have to do that, it's just that you have more freedom here, the thing is any app can have it
I'm curious, how does that work for people from remote villages? India still have a pretty large population who live traditional lifestyles with limited access to the Internet, don't y'all? Do they have the option of more traditional paper documents, or do they have to find a computer somewhere to use for certain things?
UPI also works with USSD, so it is actually not limited by just internet.
even people from less developed places use digital stuff, you don't need computer you only need a phone to use everything, mobile data is super cheap in india (3usd per month for 2gb per day), and smartphones are super cheap too, even people who don't have access to electricity use digital payments. infact this was possible only because of cheap internet and many indians are comfortable with tech somehow. and connectivity is really good pretty much 100% of country get's fast 4g and nearly 80% has 5g
Doesn’t “digital” imply “electricity”?
well that i meant 24/7 electricity
Wow that's really impressive! I'm used to having a great online platform to transfer money, but having government issued documents be digitized is a step beyond what we have here!