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Emergency Medical Service/Ambulances are a ridiculously low qualified in a fair shair of industrial nations, especially the US,France, or Austria.
Even in the countries with more training/physician based services (Germany, Belgium, Italy)the actual qualification of the responders varies widely - most of them wouldn't be allowed to care for a single emergency within a hospital on their own.
Dog groomers get almost zero legal repercussions for mistreating dogs. It has to be undeniable that the groomer injured the dog on purpose before anything really happens. That's why it's SO important to trust the person grooming your dog if they're the type of breed that needs it.
Fractional-reserve banking. Most people have no idea what it is, probably a good thing. You could argue that it's not a "secret", but most people aren't aware of it regardless. I don't think most people would be fond of grinding for $15 an hour if they knew banks could just lend money they don't actually have. https://en.wikipedia.org/wiki/Fractional-reserve_banking
I didn't know what it was called, but I think it's common knowledge at this point that banks don't actually have all our money. Pretty sure we (Americans at least) found that out during the great depression when everyone was trying to withdraw their money at the same time.
And to be fair, there's stuff in place to stop bank runs now. If a bank goes under, the government takes over until it can find a buyer, so your money stays safe.
I'm always surprised how few people know about this. The banks are literally gaining interest on money they never had. It should be illegal.
It's a little more complicated than that. Without fractional reserve banking, the economy would be more difficult to control. I would recommend a quick macroecon video or something.
I myself took quite a while to really understand why this was legal even during my macroecon credit. It actually makes sense when you think about it.
Well, they have it in the sense that somebody deposited it with them, and they have some fraction of it held ~~in reserve~~ to cover withdrawals.
Edit: Well, in the form of capital, so that's actually the wrong terminology.