Every time I try to buy with PayPal I have to use a new account cause they ban me (VPN, simple login, VoIP phone, etc will all do it).
this post was submitted on 29 May 2024
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Funny. I don't have a creditcard and I don't want one. That is the only reason I sometimes, maybe once or twice a year I use PayPal.
I wish them good luck building a profile on 2 purchases. Also, I'm in the EU and I suspect this will not be legal here.
I also cannot believe somebody thought it would be a great idea to introduce even more tracking and ads. Don't they understand they are driving away customers?
Going to terminate account now. Good luck with that shit Paypal
Well, this sucks. PayPal was great for only having your credit card information in one place - now it looks like I'll have to risk it with every website.
Get a credit card that allows you to generate a temp number.
Privacydotcom is amazing
This has me seriously considering using a company like privacy.com to just create random CC numbers per sketchy website.
Revolut does that, but far cheaper.
Privacydotcom is free Does revolut pay you to use it?
Thought they charged something to put $ on temp card, via EFT though I may well be wrong.
Don’t recall the org name I conflated w them anymore u fortunately.
And from where I sit, yeah they pay me to some degree - the acct costs me nothing, and it’s got a handful of the usual “edge case” insurance benefits and such most debit cards don’t.
Not real useful to me, admittedly, but I do receive something.
That, and they reliably post direct deposit exactly 48h early, plus or minus fifteen minutes. Ability to plan my life around when exactly my check will show up has value. Seems to be very much a “best effort” basis to post early w/ most banks.
Lots of that stuff is useful because of my individual habits and patterns of spending I’m sure, might well not be for you.
Will check out privacy, now I’m kind of curious if there is something even more friction free for my scenario.
It's basically a credit card through an online bank that draws from a debit account.
For me, as a later of protection, I made a free capital one account (any will do, cap one was mostly random and i don't particularly endorse or hate them) and then the pdotcom "credit" draws from that. Their early implementation was using a prepaid debit card but they switched to credit like 2 years back and it's been good ever since. Even with other solutions I can't recommend enough taking a look.
I like the concept if disposable CC numbers, but looks like i need to link both to my bank account. Anything like this that can link to another credit card?
Cap One 360 checking - free, and offers single use cards. Think they regen on each usage,and can get the number etc easily in app.
Edit:missed “credit” card. Believe Cap One does same for their credit cards, not entirely sure tho. It’s becoming more common on credit, but def not “most” cards doing that yet
Good to know, I'll check them out as well! Thank you
I completely forgot about that site. Thanks for reminding me.
FWIW, I've used privacy.com a few times. Works pretty well.
Well… looks like I’m going to have to find a new payment platform to use.
This would be? Most stores I know of either want your credit card information directly, or paypal Never really saw a international big player like this.. Here in Switzerland we have twint as alternative, but it is only available on most swiss stores.
Well, stripe is relatively often available as well..
What I wanted to tell is, paypal does not need to be the best payment service for end user, it needs to be the cheapest and easiest service to implement in your store. The store does not care about your data going to paypal, the store only sees the cut they have to gove the payment services.
Privacydotcom
thsnks I'm out
Capitalism = legal entities that we don't need doing things that we don't want.
I would've loved to have a paypal alternative if so many damn services would adopt them.
And no I'm not talking Google Pay or Apple Pay. They're just as bad.
How is Apple Pay just as bad? I haven’t heard anything that they do like this. There is no advertising in the Apple ecosystem. In fact, several places (like Walmart) don’t want to adopt the tap to pay because for some cards, it blocks tracking from them by using a pseudo randomized credit card number every time. It makes using the rewards for places a pain, but it works at maintaining harder tracking for whoever you’re paying.
There really isn't going to be, besides giving them your card directly (or paying crypto🤢). PayPal is less about the software and more about the service, which isn't something FOSS can really replace. An alternative would have to have a company behind it that works with major financial institutes and whatnot.
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