Have had her experience a couple times. It's always kind of sad.
edit: funny thing, both people who tried to involve me in their moneymaking schemes were heavy duty Christians. Too small a sample size to draw any conclusions of course. One was a typical Amway-style pyramid scheme where I would sell cutlery door to door, recruiting others to do the same so I could get a cut of their commissions, the other was a tiered investment scheme that took me all of 5 minutes online to find out was a well-known scam.