Before the concept of "tuition free classes" meant "it costs nothing", Britain was working with the idea of "anyone can take the class for free, but you have to pay a fee to take the final - and you can't pass the class without taking the final." Instead of having students take out loans and then something happens to them such that they can't pass the class or they get so far behind that they know they will fail the class, they make the decision a week or so before the class is over to take out the loan. With everyone moving to post-videos-auto-graded-homework-online-only, the only real per-student cost is grading the exams anyway.
this post was submitted on 30 Jan 2024
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I'm refusing to honestly Even with the new saver plan or whatever it's called you don't save any money. Yeah the monthly payments go down but you end up paying almost 20k more through interest over a longer time. That's not saving
If you’re in the new SAVE plan the government picks up the interest gained each month despite the lower payment. Total balance will only go down on the new plan.
You're going to pay either normally or through wage garnishment. It's just a matter of where you want your credit sitting at when you start paying.
I took out my student loans to get a teaching degree. I worked full time during school, but tuition at my public university was 10k$/year when I was making $16k. My state has effectively made it illegal to be transgender in a public school, so despite a devastating shortage in my area of expertise, I can no longer work in the career I took the loans out for. My option is now to take out more student loans to pay for a masters degree and hope that I’ll be able to save up enough to move out of state, because I want to do the thing that I love to do and am good at. I will be a debt slave for the rest of my life.
What the fuck? What state?
The state that just hired the LibsOfTikTok person to evaluate school materials… and is going after a principal’s license for dressing in drag on the weekends. Imma be vague because my life sucks enough without getting Chaya involved…
You should look trying to move to a state before taking the loans. Plenty of states need teachers and are willing to pay for you to get your master's as part of retaining you.
Yeah, when i was in high school in NY, you were allowed to teach as long as you are in a masters program.
Is this one of those things where is enough people don to pay, one of the financial systems will be ripped down?
2025: The Supreme Court reinterprets the 14th ammendment and allows debtors prison
Worth a shot.
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