Nothing actually. That would work fine. If it was handled in good faith.
this post was submitted on 05 Apr 2025
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Why couldn't the US have guaranteed government housing available to any citizen that needs it? A $100 a month apartment to cure homelessness shouldn't be a funny joke ... it should be questioned with "why should it even cost money"?
Government housing tied to the cost of 1 weeks minimum wage. So simple, so elegant.
The government actually helping people without lining the pockets of the capital class? That's commie talk
NOT IN MY AMERICA HIPPY!!! -Richard Nixon
Because then Trump gets elected, state housing gets neglected and people start dying.
Democrats never directly helping people (without lining the pockets of billionaires) is exactly why Trump was elected. FDR was the last President that actually fought for the working class and he was so popular he was elected 3 times.
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They need the extra asbestos for fireproofing. It's going to be hard work bringing back all the harmful chemicals of yesteryear.
For me personally I’d like a 50-60 square meter apartment for no more than 2x my annual income. And I’d like to be able to get a loan with a monthly down payment equal to whatever I’ve been paying in rent for the last couple of years.
I can pay 12500 NOK a month in rent, but for some reason the bank can’t trust me to pay the same amount if I were to buy an apartment? Fuck that.
That was a scam they put in place after 2008 when they were being punished for scamming us. (while scamming us for bailouts for the previous scam) It takes a lot of government regulation to keep the banks from stealing, good thing thats gone now!
Turn every company into a worker owned co-op and then it becomes 100x harder for companies to do shady immoral stuff
I mean thats fine as long as the Millions of chinese and vietnamese workers making Iphones get to keep their cut of the company. I just hate nationalistic protectionism. These are all global companys. I'd be down to share.
Banks used to trust people and that has led to GFC. So most governments now have legal frameworks to ensure that banks don't trust you anymore. I don't think you want another GFC.
Surely there can be a middle ground.
I hate that I’ve been paying close to 150k NOK a year in rent for the last ten years but for some reason I can’t be trusted with a loan unless I make a lot more and save up something like 300k.
Except for the fact that I have a place to live it feels like I’m throwing money out the window.
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Then this is my take:
- no taxes on first home
- some tax on second home
- taxes on any home past the second grow exponentially, doubling for each additional home
- order of the homes is always from less expensive to most expensive
- same is valid for companies
- for companies owned by other companies, all the houses owned are considered as belonging to the mother (root) company, so there's no "creating matrioskas to that each own a single house"
Obviously offices and factories are not habitable space and therefore not counted in this system.
They need to offer low interest rates for construction loans, for first time home buyers only. That would solve the housing crisis. Anything else would make inflation worse, or wouldn't address the housing supply issues.
Problem: universities and other entities which require many buildings. How does this play into it? Do you count the entire campus as a single property?
Property taxes can also be used in this manner, you don't need national legislation to use your city/town council. You have a lot of power at a local level to solve your local problems, its hard to get peopel organized for it. You tax undesirable housing to subsidize housing your desire. I know my problems here in Maine are different than those in California as far as real estate.
A national plan and blueprint would be nice, but i still think this is a problem with local governments that can't be solved as each location has its own needs and problems.
There's no market incentive for building small homes or efficent towns. Think about how much money we spent to get people to use EV's same needs to happen for housing, you need incentives for buyers and producers to take the great leap.
Housing shouldn't be an investment asset, especially in a for profit system, or you'll just make BlackRock again.
It shouldn't be an investment asset.
Homebuilding is still a business though. You still need someone to risk their money, assemble the materials and crew, complete the project and find a buyer for it.
If there's no demand for a product no one will build it. There's always going to be demand for a mythical product that can't be built. Like cheap housing.
I just spent $2,000 on a handful of wood, shingles, and siding to patch my house up. like 1/10th of a single wide trailer. That's just the materials i'll be providing the labor which would normally cost $30-$60 hour.
So it shouldn't be an investment asset, someone still has to invest in it being built, so that a homeowner may live there.
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I think that’s what s/he was trying to resolve with the doubling of tax on each additional property. It would become cost prohibitive very quickly to have multiple properties.
You would have to close the endless amounts of tax deductions on real estate to make it matter. If they can write off the loss as a business cost than the portfolio will just eat the tax and pass it on to the renters.
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