This?? THIS is what they spend their time on??
this post was submitted on 27 Mar 2025
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That's it. They want to kill us
This is what a GOP congress looks like. If you call yourself a fiscal conservative, I'm tell you what. Go fuck yourself.
Are they still forced to be opt-in, at least?
lol you can't turn off overdraft protection. I fucking tried. They wouldn't let me do it.
I am not using a major national bank, just a local/regional one from my hometown.
My bank let me! But then turned on some weird "margin" thing where if I overdraft, I just get charged 8% on a "loan"...which...is worse I think...and they didn't tell me. FUN!
I get charged 10.5%. But it's per year and only for the time im in debt. So when I take $1000 more than I have, but pay it back the next say when the salary comes, the Fee will be pennies.
When I'm a year in debt of 1000, it will be a Fee of $105
Not USA though.
Same here, I requested it to be turned off and they said no.
I dont think thats legal. They're opt-in. You have to call them to enable it by default, as required by law.
Legally you can't be forced to hand over your money, so just tell the armed robber, "no."
You can be forced by violence to hand over your money if you have a contract you signed that stipulates you need to pay them
My point is theaw prevents the default contract from allowing them to setup overdraft protection, unless you explicitly ask for it.
My point is, what the law is doesn't matter if the law is not enforced. Good luck fighting a team of lawyers that make more in a minute than you do in a year.
Find yourself a credit union. It will save you hundreds of dollars in fees, and they won''t have bullshit rules like this.
in my experience the credit unions I am eligible for are no better than commercial banks.
The best credit unions are highly restricted to a small population with a common association. They aren't made for the masses.
This is why those of us with good credit unions need to be helping out those who dont by getting them membership. (I have done this for 3 people so far, and am encouraging others to do it as well. Someone do it for Critical Thinker specifically. no one deserves overdraft fees.)
I tried the local credit union, same shit different name.
Sorry to hear that. Had amazing experience with mine - been using them for 20+ years - never paid a penny in fees, and they turned off OD protection for me when I opened the account. They even refund out of network ATM charges, and offer cashback rewards on my debit card.
You might have better luck with another union - there's usually more than one in the area depending on where you're located.
Line up sheeple, the fleecing is in progress
It's important to understand that it is now the philosophy of the Sociopathic Oligarchs and their trans-national corporations, that every person should die penniless, with nothing to pass on to their children.
When people reach middle age, and a bit older, they start to need their health care more, which is tied to their jobs, which are harder to find as you get older. That makes older workers more reliant on those jobs, making them more manipulative, and more accepting of abuse.
The wealthy don't like the fact that many older workers get inhertitances from one side of their marriage or the other, or perhaps both, and then suddenly they have options, and dont need the safety of their company any more. They can afford to find a lower stress job, or start their own (possibly competing) business, or they might just retire.
None of that is good for the wealthy. They want workers who are good little wage slaves, fully dependent on sociopaths to support their families. So now the strategy is to impoverish as many as possible before their deaths, so they have nothing to pass on to their children, to give them easier lives as they age.
So keep the banks fees up, keep property insurance high, keep property taxes high, and most of all make health care wildly expensive, difficult to access, predatory and parasitic. We always hear about most bankruptcies being cause by medical bills, which is frightening to most people, but music to the Sociopathic Oligarchs' ears. Those are people who had money, and lost it all, including their children's inheritance.
Of course the other tendril of the strategy is to kill Social Security, Medicare, and Medicaid, so people will work literally until their deaths. Retirment is for the wealthy. The rest of us need to keep grinding.
We need a general strike. Everyone needs to just stay home until we start seeing change
The solution?
Organize. Your. Fucking. Workplace.
Exactly. Unionize EVERYTHING!
Yep!
Organize your apartment buildings, into tenant unions!
Organize the block you live in.
Together we stand, divided we beg.
Michael Cohen became HitlerPig's "Fixer" because there was a tenant's strike in the HitlerPig-owned building where Cohen lived, and Cohen volunteered to kill the strike from the inside. He succeeded, and HitlerPig hired him.
Beware of snakes in the grass. Nazis always have informants sniffing around.
Of course if we had actual democratic leadership they'd be running ads about everything costing more because of Trump and saying Republicans want them to go deeper in debt paying for groceries when they can't make ends meet.
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