this post was submitted on 31 May 2025
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[–] [email protected] 12 points 1 week ago (3 children)

I mean almost anyone with a stem education is able to do this.

Before you say: "buh have you seen the job market?"

The point of the plan isn't to get stinking rich off of each 1-2 year stint, it's to make just enough money that you can travel around and reset to nearly 0 after not working for a few months to a year

[–] [email protected] 2 points 1 week ago* (last edited 1 week ago) (1 children)

If I was looking at a hire who only gives a year I'm thinking that's a big investment to get them up to speed on our tech, train them, and start getting them projects only to know they're going to bounce. Not to mention provisioning tech and tools for them. I think experience and a company willing to hire you becomes the issue if you do this too often.

Stem jobs aren't a spot where you want to be losing your talent every year, it's hard to push forward with that. I see companies avoiding those hires honestly.

Also, how do you advance and make more, if that's what you want, without working somewhere long enough to grow. Self education helps, but practical experience is needed.

If I were them, just be a freelancer. It gives you the freedom and you're your own boss.

[–] [email protected] 3 points 1 week ago (1 children)

That's the key, you don't tell the company you're working for that you only plan to stay for a year or two. After you've done it twice maybe your resume will start to show a pattern, but at that point you've been doing this for 4-6 years, and I can think of plenty of lies to tell corporate that will make for a good excuse.

As for making more, your progress will definitely be stymied by taking breaks, but you're not taking breaks in order to advance your career. It's just a difference in life goals, clearly you value climbing a corporate ladder to increase your salary. Besides, it's well documented that changing employers is one of the best ways to increase your salary so if your goal is making more money you would want to change jobs every couple of years no matter what.

[–] [email protected] 2 points 1 week ago* (last edited 1 week ago)

clearly you value climbing a corporate ladder to increase your salary

That's not at all true, and I feel like people with this very casual stance on a career think that everyone else is that way. We're not. If anything I feel like we just can think beyond the short term.

Let me ask you, this person that lives this life, are they still working at 70? How much do they really have left to invest with these breaks? What if the market has a down turn when you're on vacation and you come back to a job market you can't get a foothold in? How is your 401k really looking with all these breaks?

My goal is to not work a day after 45. I have taken many vacations and enjoyed my life while working but I plan to never answer to anyone after 45, just live my life for me. The rest of my life without worry and with security. That's what I work for, not climbing a ladder. Security and an exit plan.

[–] [email protected] 7 points 1 week ago (3 children)

Not in the US, if you have any medical conditions or if you don't want to gamble with the possibility of getting injured, or if you have a spouse or children who need your insurance.

[–] [email protected] -1 points 1 week ago (2 children)

Ah yes, for all those 55 year old Gen Z'ers with a couple kids and a heart condition.

[–] [email protected] 2 points 1 week ago* (last edited 1 week ago)

Do you think young people can't have medical issues or kids? What is this?

[–] [email protected] 7 points 1 week ago

Sorry to say that Gen Zs are up to their mid-late 20s now, and:

  1. Plenty of people have or develop medical conditions in their 20s.
  2. Plenty of people have kids in their 20s
  3. Plenty of people get injured in their 20s.
  4. Spouses can be just as dependent on insurance as children
[–] [email protected] 2 points 1 week ago

Yes, fear is a major factor for why people don't do risky things for potential rewards.

As for having a spouse and children or a pre-existing medical condition, you're correct that only a certain portion of the population is able to do this. We already cut it down to people with something like a STEM degree that are able to do this.

[–] [email protected] -2 points 1 week ago* (last edited 1 week ago) (1 children)

You know, you can pay for private health insurance if you don't have a job. And if you have an emergency fund or (micro) retirement fund, it should include funds for health insurance.

[–] [email protected] 5 points 1 week ago* (last edited 1 week ago) (2 children)

~~As long as you line up your micro retirement with open enrollment (which, coincidentally, lines up with the winter and the holidays and therefore one of the most expensive time to travel) and~~

As long as you can afford to suddenly add anywhere from two to ten thousand dollars to your micro retirement plan depending on your health needs, and as long as you live in one of the few states where the most affordable plans are offered.

Take a look at each plan in the link below, and notice under "Pros and Cons" most of the affordable ones are offered in less than half the states, and still cost thousands of dollars.

Keep in mind, these list average plan costs under the ACA, but I specifically pointed out the issue of having conditions or injuries or spouses or children that would put you above average: https://www.forbes.com/advisor/health-insurance/best-affordable-health-insurance/

(Edit - also keep in mind, I'm specifically responding to a comment that said almost anyone with a stem education can do this. Some can, sure, but no, almost anyone with a stem education cannot do this.)

[–] [email protected] 2 points 1 week ago (1 children)

Leaving your job qualifies as a "life changing event" and allows you to sign up for private insurance under ACA. You don't need to wait for open enrollment.

[–] [email protected] 2 points 1 week ago

Ah, thanks for the correction. I thought it had to be an involuntary job loss.

[–] [email protected] 1 points 1 week ago (1 children)

Move to a better state. If you are already quitting your job to travel, you can just list yourself as living at a friend's house or whatever on paper, and then apply for health insurance.

[–] [email protected] 3 points 1 week ago (1 children)

That's fair, I forgot to include "or as long as you are willing to commit fraud"

[–] [email protected] 2 points 1 week ago

I'm not gonna say defrauding a health insurance company is a bad thing.

[–] [email protected] 27 points 1 week ago (2 children)

The biggest problem I see with this is staying current and sharp with your tech skills and also explaining those gaps. It’s definitely possible though, especially if you’re able to live frugally.

[–] [email protected] 4 points 1 week ago

Most industries do not move that fast. And yeah, I'm including software in those industries. Really, how much changes in 2 years in Accounting, HR, plumbing, or electrical engineering?

As for the gap -

Them: "Can you explain this gap in your resume?"

You: "Yeah, I was travelling."

Them: "Oh, that's cool. You know, I wish I'd done that when I was younger."

[–] [email protected] 4 points 1 week ago (1 children)

explaining those gaps

"I didn't feel like working" is perfectly acceptable. Any job that takes offense to that is not worth taking.

[–] [email protected] 19 points 1 week ago (2 children)

Any hiring manager who hears that is going to hear it as "this employee will up and leave us without warning at any time"

Not saying they're right, but that's what it is. Most people are looking to hire permanently if possible, you're telling them straight up that you are not going to be a permanent employee.

[–] [email protected] 1 points 1 week ago

Or more cynically, "that guy just stayed long enough for ppl to figure out they're useless and then quit just before getting fired to go travelling"

[–] [email protected] 1 points 1 week ago

Yeah, but depending on the industry, that can be ok.

Some fields have companies that will hire and fire en masse based on projects that start and stop. At that point, they aren't just paying you to show up to work, they're also paying you to leave.