this post was submitted on 18 May 2025
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United States | News & Politics

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Well I am just shocked, SHOCKED I say! Well...not that shocked

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[–] [email protected] 18 points 1 day ago (4 children)

Five digits? Where you getting housing that it only takes five digits for a down payment?

[–] [email protected] 5 points 1 day ago (2 children)

Uh, even in more expensive areas $100k down payment seems a little insane

[–] [email protected] 1 points 1 day ago* (last edited 1 day ago) (2 children)

$100k is 20% of a $500k house. 20% is the traditionally "normal" amount, and $500k is a pretty average price in big cities these days...

[–] [email protected] 1 points 1 day ago (1 children)

A lot of people put down 10-15% and pay the PMI. That's what we had to do.

[–] [email protected] 0 points 1 day ago

Or 3.5% with an FHA loan (if that's still a thing?).

[–] [email protected] 2 points 1 day ago

I don't think most people are putting 20% down anymore tbh. Especially not in those places

[–] [email protected] 1 points 1 day ago (1 children)
[–] [email protected] 5 points 1 day ago (1 children)

Right, the comment I'm replying to is saying that 5 digits wouldn't be enough

[–] [email protected] 2 points 1 day ago

No it isn't. It says "who has that?", and "what bank would approve the loan for the falling apart shack that would buy"

[–] [email protected] 0 points 1 day ago

My dad bought a house for 5k the other day. He so excited goimg around looking for more. The house should of been torned down and the town has zero jobs. But it bound and determined to gst us all to move there. "So cheap" there reason for that.

[–] [email protected] 11 points 1 day ago

hint: the population is ~3000 and we have confederate statues