this post was submitted on 01 Mar 2024
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If you don’t like banks or the idea of a for-profit organization handling your money, check out credit unions! They’re non-profit and are generally “owned” by their members vis-á-vis the money in each member’s account, and they’re actually more focused on customer service and care than banks typically are. They’re not FDIC-insured, but they can be NCUA-insured which is literally the same thing but for CUs (read: your money is still safe up to $250k).
Also gonna shoutout Vanguard specifically if you want the same philosophy behind CUs but with an investment firm. They’re still for-profit, but Vanguard is also entirely “owned” by their members - not quite sure how it works like that, but apparently it does.