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It helps when you acknowledge that the 3.7% tells us nothing.
The government changed the way unemployment is calculated in 1994, so it doesn't count full time seeking people out of work for more than 3 months - the 'chronically' dispossessed. They put the onus on the individual, absolving their system of any defect. "Clearly" they aren't applying enough or trying hard enough, otherwise they wouldn't be unemployed
Do you ever get the feeling that these definitions are written by people whove never experienced what they're defining? Some admins child/nephew/hush money babysitter dropped into a government stipend, by right of birth, or access to those with capital.
Unfortunately when the data gets crunched the old fashioned way, real unemployment is hovering around 24.6%
Which is much more likely, imo, as inflation has made large swathes of lower pay work unteneble for anyone not hyperlocal. Pair this with the pandemic training on financial subsistence living, of those who are sidestepping the system.
We live in an era of income inequality greater than at any other known in modern western history. It was easier to buy a house during the great depression. One set of facts seems in line with that, and one doesn't. I wonder why that would be..