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lol as if Gen Z earns enough money to give blank cheques to anyone
If it takes them pennies to use an automated fraud system on millions of people then it doesn't matter how little they can take, but taking a small amount from those who have little is more damaging than a large amount from people with wealth to spare. Median wealth in the USA for under 35 is $39,000 and average is $183,500 .
Imagine the majority of an entire generation with frozen credit scores unable to obtain vehicles, homes, business loans, and with identities so thoroughly compromised that the thieves have a better chance of verifying themselves than the real person. Tens of Millions of people. The USA would become financially crippled when extreme poverty is already a concern according to UN Special Investigations. It could ruin us for decades.
Even if YOU have nothing to lose, why would unashamedly wish that harm on so many others? For vines, but worse.