this post was submitted on 02 Jul 2025
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They have universal public option for insurance to cover the bases. People who can afford it also get supplementary private insurance. This is more or less same as Australia or Germany. The only difference is that being a developing country with large population the basic public option is not as good.
Ah right. Is that opt in or is it something you get with your social security/national insurance card equivalent
To my knowledge it is a bit fragmented. Like there are different tiers of public option for rural vs. urban people, and employers still obligated to provide insurance to their workers (also with different tiers), and a lot of people do out of pocket supplementary insurance. The rural vs. urban divide creates weird problem like some of my colleagues from China said if city people went hiking in rural areas, roll their ankle and had to be helicoptered out, they are out of coverage because they live in cities. But more or less the whole population have some base of insurance (e.g., universal coverage), and emergency services are covered, so people never got bankrupt from ambulance trip. It is just that for very expensive medical treatment, like cancer treatment or some specialist visits, MRI, etc. it is not completely free.