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Lab diamonds are "fake" diamonds. Artificial and natural diamonds only differ in their level of human suffering and exploitation, with natural diamonds being higher in both.
Band metal depends on taste and costs. Platinum is the most expensive and best IMO, gold is kind of out of style(does she wear gold rings?), white gold is budget platinum, silver is cheap platinum that tarnishes.
Get a lab diamond with both your birth stones flanking it. For the band, I would go with white gold unless she wears gold rings a lot or you can afford platinum.
Also, she wants an expensive ring regardless of what she told you. She wants a giant rock on her finger when she shows it off, but should be absolutely ecstatic for anything you get. Talk to her married friends' husbands and don't get a bigger diamond than they got if you want to be a bro.
Nope, no. No no. If a woman says she wants or doesn't want something don't presume to know better than her. As a married woman with married friends not a single one of them wanted a ring any more expensive than $500 or so, the average was about $300. Big rocks get left in the jewelry box because they get caught on things. One of my friends has two engagement rings, one with the big rock and another she picked out with her now husband. Guess which one she wears? This is from a sample size of about 25 women I know personally with a 0% instance rate of what you describe. My own engagement ring was about $35 with shipping because I like sterling silver and I wouldn't trade it for anything.
Excellent advice. I'm quoting it again here in case anyone reading along missed it, because I wish someone had knocked this into my head before I made an ass of myself a few times.