No Stupid Questions
No such thing. Ask away!
!nostupidquestions is a community dedicated to being helpful and answering each others' questions on various topics.
The rules for posting and commenting, besides the rules defined here for lemmy.world, are as follows:
Rules (interactive)
Rule 1- All posts must be legitimate questions. All post titles must include a question.
All posts must be legitimate questions, and all post titles must include a question. Questions that are joke or trolling questions, memes, song lyrics as title, etc. are not allowed here. See Rule 6 for all exceptions.
Rule 2- Your question subject cannot be illegal or NSFW material.
Your question subject cannot be illegal or NSFW material. You will be warned first, banned second.
Rule 3- Do not seek mental, medical and professional help here.
Do not seek mental, medical and professional help here. Breaking this rule will not get you or your post removed, but it will put you at risk, and possibly in danger.
Rule 4- No self promotion or upvote-farming of any kind.
That's it.
Rule 5- No baiting or sealioning or promoting an agenda.
Questions which, instead of being of an innocuous nature, are specifically intended (based on reports and in the opinion of our crack moderation team) to bait users into ideological wars on charged political topics will be removed and the authors warned - or banned - depending on severity.
Rule 6- Regarding META posts and joke questions.
Provided it is about the community itself, you may post non-question posts using the [META] tag on your post title.
On fridays, you are allowed to post meme and troll questions, on the condition that it's in text format only, and conforms with our other rules. These posts MUST include the [NSQ Friday] tag in their title.
If you post a serious question on friday and are looking only for legitimate answers, then please include the [Serious] tag on your post. Irrelevant replies will then be removed by moderators.
Rule 7- You can't intentionally annoy, mock, or harass other members.
If you intentionally annoy, mock, harass, or discriminate against any individual member, you will be removed.
Likewise, if you are a member, sympathiser or a resemblant of a movement that is known to largely hate, mock, discriminate against, and/or want to take lives of a group of people, and you were provably vocal about your hate, then you will be banned on sight.
Rule 8- All comments should try to stay relevant to their parent content.
Rule 9- Reposts from other platforms are not allowed.
Let everyone have their own content.
Rule 10- Majority of bots aren't allowed to participate here.
Credits
Our breathtaking icon was bestowed upon us by @Cevilia!
The greatest banner of all time: by @TheOneWithTheHair!
view the rest of the comments
My situation:
current place: ($1530)
cheaper place: ($600)
55 min from work -standalone MIL in a shared house, bath/kitchen in main house, 9x9 feet
more suburban, roads might be too dangerous to be walkable but if not, maybe 15 min walk to town
unfinished interior... no idea if there is a mice/rat problem but the kitchen area is separate.
got along well with potential housemates
I make $3780/mo after taxes, budget now feels tight, but not sure if the extra $1000 a month would be worth a smaller/unfinished space. I feel it might be worth it because I could save/invest extra money, or use extra money to make the rental nicer.
Of your available options, I would definitely go with the shared housing. That's a great deal for your area and for your income. You could actually save/invest money.
And to the people pushing on you because you rent, oh my God what the heck? I hate housing as an investment, we bought a house but it's so expensive to maintain and the taxes and insurance, having somewhere to live for $600 a month seems like a great deal, take it.
I would hate the hour long commute, personally. Very sensitive to commute time. But if you are already doing it and don't mind, that's a separate consideration.
how the fuck is you working from home her problem ? In my euro shit country she wouldnt even dare saying something like that
I agree 🤷🏻♂️ she is concerned about me using too much of the well water. Landlords in the US have too much power.
I agree 🤷🏻♂️ she is concerned about me using too much of the well water. Landlords in the US have too much power.
Sharing bathroom and kitchen can be a hassle, but it's much easier now than later (if you ever decide to start a family.)
Lets say you sleep for 8 hours a night and work for 8 hours a day. You have 8 hours left. You spend 2:30 commuting. You have 5:30 left. Vs the cheaper place, you have 6:20 left. Almost 1/5th more time in your day. That alone would make me choose it.
Yeah, the commute is a lot. I can wfh 2 days a week, but really I need to be in person for most of my work (as a practical matter, not a requirement from my employer).
I'm failing to see what's wrong with the cheaper place.
3×3m (which is a bed, the space for the door to open, and maybe a wardrobe but probably not), potential rat problem in the shared kitchen.
I played around with the floorplan, could fit a loft twin bed and a desk underneath, a tiny couch and tv. I do think there would be room for a dresser. Not much else storage space in the room though, but perhaps in the shared house.
It's moving from my own place to a shared space, and I have to go outside to another building to use the kitchen or bathroom.
OK. Yeah. Those are sacrifices. Shorter commute and no pests? Huge upgrades though. It sounds worth it, unless you really really value your privacy.
Commute of fifty minutes? The max for me.
And I feel something like pests would be a great reason to spend more on housing. But in this case spend less.
Definite market failure there are not more housing options at more price points in more locations and quality.
It's not a market failure, it's a deliberate constraint on supply by local governments, in most cases. It's local government interfering with the market.
Developers would LOVE to build more housing. Not that I'm any fan of developers, but they're not the cause of the supply shortage here.
No one is making low cost housing. Yes sure making more houses might stop the bleeding on cost.
But no developer is like "yeah I want to build some affordable housing. Something those stuck in the slums aspire to".
They make the shit with the best margins.
I think it's both. There is a lot of NIMBYism and local homeowners like to vote against affordable housing. And of course, the homeowners are all old and retired and have time to harass city councils.
OP's privacy is currently being violated by the landlord keeping an eye on how many days they work from home. (wtf?)
Heard - unfortunately no pests isn't a guarantee, it's more of an unknown. The floorboards are unfinished and I wouldn't be surprised if there was something.
Yeah the housing market here is rough. Only found this cheap place through contacts.
I don't think unfinished floorboards necessarily makes rodents so much more welcome.
I'd say go for the cheaper one. You save 50 minutes every day, you probably don't have to deal with rats any more, you can invest $1000 per month for savings, and you get rid of your creepy landlady. Flatmates might be a blessing and they might be a curse, but a good first impression is a start.
I'm definitely leaning this way. Messaged the shared house to let them know my interest, it's still up to them but I'll see!
And tbh I need to trust my instincts more. Got a weird vibe from the landlady from the start. So maybe it's a good sign for the potential housemates 😅
Also finding it through contracts is a good sign.
If it's not 100% cozy, remember you could spend $500 per month making it cozier and you'd still be in the green.
Good luck!
Any extra money you can save (toward a 6 month safety buffer, and then investing for retirement) every single month while living within your means is typically the best option.
Investing $900 per month makes such a gigantic difference for anyone who doesn't have an unlimited budget. That's $10800 per year even before counting interest.
A shared flat is no dream situation, but this sounds like a potentially life changing difference.
Yeah that's an insane amount of money especially if you put it all into retirement accounts. This could supercharge OP's retirement.