chapotraphouse

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What the hell even is the point of health insurance then? (hexbear.net)

submitted 3 days ago by [email protected] to c/[email protected]

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Hey my once daily inhaler I use every day of the week was only $326.60 this month. Neato.

Three hundred and twenty six dollars every fucking month. And sixty fucking cents. WITH INSURANCE. It's six hundred fucking dollars without insurance!

Healthcare is a fuck.

Saint Luigi protect us.

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[–] [email protected] 0 points 3 days ago* (last edited 3 days ago) (2 children)

morshupls sorry you failed to meet your 5000 deductible you only spent 4985.36 out of pocket but it doesn't matter since it will reset at the end of the month then you can try again and if you meet it then we will cover 25% of in network expenses (except copays) out of network is of course still not covered, until you hit your out of pocket max of 17k for individuals up until the plan limit of 20k at which point your secondary will have to kick in also this is the most efficient system it's all quite simple really

[–] [email protected] 0 points 3 days ago (1 children)

"Coinsurance" is such a racket. Just when you've finally met your deductible and expect your insurance to cover the rest you find out you're now in the coinsurance zone so you've still gotta pay 20-40% of the inflated billing.

[–] [email protected] 0 points 3 days ago

The people that dream up these kinds of things deserve to get thrown into volcanoes

[–] [email protected] 0 points 3 days ago

That's a good deal!