timberwolf1021

joined 1 month ago
[–] [email protected] 1 points 1 day ago (1 children)

I used to drive to Toronto every day, usually down University Ave, but sometimes down Bay St. I can tell you for free that traffic got much worse on University as a result of those bike lanes.

The destinations argument doesn't really work, since you can easily bike on the road for a short distance to get to where you're going, or have a short walk.

[–] [email protected] 1 points 1 day ago

Fair enough! It's north to me, but not truly north, I do realize that. I don't want to go much further than there, though, so that I can still easily come down to visit family back home.

I know the cost is higher, but we have a budget of just under $1 million in cash, so we should be okay.

[–] [email protected] 1 points 1 day ago

I'd just like access to a peaceful quiet forest and a cozy home. I'm a simple girl~ uwu

[–] [email protected] 1 points 1 day ago

Yes and yes. I have a budget of around $1 million in cash, but I've been told it can be done in some areas for more like $800,000.

[–] [email protected] 2 points 1 day ago

Fair enough! I have no real sense of the northern 90% of my own country, I'm embarrassed to say. XD

Would you mind elaborating on your remark about them being a bit more conservative? I realize that rural places tend to be more conservative by default, but I'm wondering whether that means center-right mind-your-own-business conservatives, or the kind that are a bit more... upfront.

Full disclosure, I'm trans and so is my wife, so it is indeed something we have to keep in mind.

 

Hey y'all! I've lived in southern Ontario for my entire life, but I'm planning to move up north with my wife in a year or so. We want to have a log house built on a forested 5+ acre lot, probably somewhere in the rough vicinity of Gravenhurst.

I've vacationed up north lots, but of course, vacationing is different from daily life. As for work up there, I'm a computational and structural biologist, and will be doing contract work for coding plus small in vitro experiments. Got a client lined up already.

So I'm curious – as a suburban girl with no experience living rurally in a small town like Gravenhurst, what do I need to know?

~~Also... do country diner regulars get discounts?~~ XD

[–] [email protected] 1 points 5 days ago

It's in biotech, but I'd rather not get more specific than that. My exact subfield only has a handful of people working in the space.

 

cross-posted from: https://lemmy.blahaj.zone/post/22882552

I'm 30, transfem, and to be quite honest, I feel my will to live slowly slipping away. I'm trying to find the willpower to finish my PhD thesis and to get into a better living situation after that, but I find myself frozen and wanting to curl up into a tiny ball of nothingness instead. And there are LOTS of reasons for that, mostly centered around trauma, guilt, and shame.

I don't think I can fit everything I need to say in a succinct post, so if it isn't against the rules, would any of you fellow girlies be willing to shoot me a DM and give some advice? I don't think I can really explain without having a back-and-forth conversation... thanks in advance. 🏳️‍⚧️💜

 

cross-posted from: https://lemmy.blahaj.zone/post/22882552

I'm 30, transfem, and to be quite honest, I feel my will to live slowly slipping away. I'm trying to find the willpower to finish my PhD thesis and to get into a better living situation after that, but I find myself frozen and wanting to curl up into a tiny ball of nothingness instead. And there are LOTS of reasons for that, mostly centered around trauma, guilt, and shame.

I don't think I can fit everything I need to say in a succinct post, so if it isn't against the rules, would any of you fellow girlies be willing to shoot me a DM and give some advice? I don't think I can really explain without having a back-and-forth conversation... thanks in advance. 🏳️‍⚧️💜

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submitted 1 week ago* (last edited 1 week ago) by [email protected] to c/[email protected]
 

I'm 30, transfem, and to be quite honest, I feel my will to live slowly slipping away. I'm trying to find the willpower to finish my PhD thesis and to get into a better living situation after that, but I find myself frozen and wanting to curl up into a tiny ball of nothingness instead. And there are LOTS of reasons for that, mostly centered around trauma, guilt, and shame.

I don't think I can fit everything I need to say in a succinct post, so if it isn't against the rules, would any of you fellow girlies be willing to shoot me a DM and give some advice? I don't think I can really explain without having a back-and-forth conversation... thanks in advance. 🏳️‍⚧️💜

[–] [email protected] 1 points 1 week ago

Thank you so much! These are great starting points. Also, thank you for the condolences – it's been a couple of years since her dad (the heir) passed away, and several more since her grandpa passed. Getting possession turned out to be very complicated, but we're nearing the finish line on that front.

I do have a remaining question, actually. Real estate is an interesting option, and I like the idea of a nice stable rental income over the years. However, here in Canada where we now live, I fear that there's a substantial real estate bubble. If true, now would probably be an awful time to by. What do you think?

[–] [email protected] 2 points 1 week ago

Ah, STOXX it is, then! I'd like to stay away from US assets as much as possible, given the current... environment.

[–] [email protected] 2 points 3 weeks ago (2 children)

Is one better than the other?

[–] [email protected] 1 points 3 weeks ago

Thank you, this sounds like good advice. I should've mentioned in the original post, but we're in Canada. We'll start by approaching a tax accountant and then go from there.

[–] [email protected] 1 points 1 month ago* (last edited 1 month ago)

We already have a cause we support, and while we most definitely won't be donating everything, we will absolutely be donating a percentage.

 

My wife is inheriting an investment holding company that belonged to her grandpa, who passed away a few years ago. The ownership transfer is in the final stages, so we'll need to start thinking about what we ought to do with the assets it holds. Could you guys give us some guidance?

The company's assets are in a Swiss account that includes:

  • 175 ozt fine gold (0.995), valued at about $500K USD;
  • 2,000 shares of UBS Asia Flexible Bond Fund USD P-acc, valued at about $300K USD;
  • Cash, mostly in Euros, valued around €350K/$360K.

The Asia bond fund invests in a variety of countries, including Indonesia, the Philippines, and Sri Lanka. About a quarter is sovereign bonds, and the rest is a mixture of bonds in those emerging markets.

The performance is not terrific, but now does seem like a good high point to sell. The percentage growth over the years was -5.7% in 2021, -16.4% in 2022, 3.9% in 2023, and 5.8% in 2024. Am I correct in thinking it's rational to sell these shares?

As for the gold, I'm not actually sure what makes the most sense. Thoughts?

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