Google Photo -> Proton Drive (or Ente Photos if you want something dedicated)
Apple Wallet might be hard to replace for now because of Apple's anticompetitive practices. However, very recently the EU has tried forcing them to open this up, so it might change in the not too distant future.
Privacy Guides is a non-profit project that provides information and recommendations related to privacy and security. Yesterday, they published a blogpost on european alternatives specifically.
Google Drive -> Proton Drive
Google Photo -> Proton Drive (or Ente Photos if you want something dedicated)
Apple Wallet might be hard to replace for now because of Apple's anticompetitive practices. However, very recently the EU has tried forcing them to open this up, so it might change in the not too distant future.