Cashiers checks aren't risky. If the bank they deposit the check at doesn't think it's real, they could still deposit it with a check hold.
After that you wait until either the check clears or it gets rejected, and that usually comes with a fee. So banks probably don't mind the extra fee income
Why, have my guns ever harmed you?
Also, why are you rejecting all the common ground you two share? You're going to turn off people from conversing with you if you attach to the ONE thing you disagree with. Do you want to live life in a hive mind, and have no one oppose your views whatsoever?