this post was submitted on 03 Dec 2024
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Inspired by a comment on my last post.

I feel like I never have a solution that allows me to control it while also being automated to such a degree that I don’t have a huge confusing backup if I don’t do finances for days or weeks.

(page 2) 20 comments
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[–] [email protected] -1 points 1 month ago (9 children)

I don't understand why isn't crypto banned yet.

Its a dumb drain on world resources and only facilitates of untraceable payments for drug sales and tax avoidance.

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[–] [email protected] 36 points 1 month ago (6 children)

This won't help you, but I want to brag. I started using Quicken to track my finances at the turn of the century, back when it was all local storage. Quicken 2012 was the last iteration that used http (not https) to update stock prices. When they discontinued support, I captured the interaction and deciphered the formats. Wrote a proxy to intercept the request, look up the security info, and send back the data.

So, I self-host quicken.com. It's saved me having to update Quicken or submit to their subscription model.

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[–] [email protected] 13 points 1 month ago (1 children)

Moneydance https://moneydance.com/

Started using it close to twenty years ago and keep using it because it seems fine.

[–] [email protected] 3 points 1 month ago (2 children)

I've never seen this recommended before and I've looked for years for self hosted alternatives to YNAB.

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[–] [email protected] 3 points 1 month ago

I host my own Monero node

[–] [email protected] 5 points 1 month ago

I’m waiting for Actual to support multiple currencies. Until then, as an Apple user, I’m using iFinance which works on all my platforms.

[–] [email protected] 13 points 1 month ago (5 children)

I have Firefly III and am really quiet happy with it. I might write a companion program to scan bill though, since doing everything by hand is rather time consuming.

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[–] [email protected] 4 points 1 month ago

Since most budgeting tools I found didn't satisfy my need (no cloud, automatic categorization of transactions etc.) I tried to create my own tool to categorize my transactions using camt.053 and csv files which I downloaded from my banks. Got bugged down with the presentation via bokeh, so it was pretty crude.

I recently found beancount in combination with fava, which solved most of my problems I had with my own tool. And the good thing: I was able to re-use most of my 'auto-categorization' code with only small changes. Not sure how universal my importer is, but with a bit of python know-how it should be quite easy to create an importer for your specific bank export.

From my experience, the csvs I got from my bank was insufficient for automatic mapping, which is why I'm using camt.053 where possible. As the camt.053 is not very common in many countries you could go for OFX files.

[–] [email protected] 3 points 1 month ago* (last edited 1 month ago)

I like Maybe Finance. Perhaps a bit basic but it does the trick for me. And the interface is quite nice too. No automation or bank imports though so it probably won't fit your purposes perfectly.

[–] [email protected] 7 points 1 month ago

Id love to find a #creditunion that supported #openbanking and offered API access to my data so I could easily download it and use it with Actual or FireflyIII. I think working with a credit union to build this feature would be a great open source project.

[–] [email protected] 4 points 1 month ago

Actual has been working fine for me. Supports all the family’s banks and credit cards I import manually.

[–] [email protected] 2 points 1 month ago
[–] [email protected] 10 points 1 month ago (2 children)

My bank does this for me, but I do like self hosting things. Where's the benefit in this apart from a fun project?

[–] [email protected] 7 points 1 month ago (4 children)

If you only have one Bank (Account) it is maybe fine.

But if you have multiple accounts (I have 4 Bank accounts for savings and another one for my shares), you would like to have one software/application to handle it. Like the one email client for your different email accounts.

[–] [email protected] 1 points 1 month ago

Ah that makes sense. Right now I have one account, but it has multiple cards and pools of money under it (for lack of a better word).

So for me this is still easily managed, even with four bank accounts and about nine sub-pools under them collectively.

I guess I just got very lucky with the bank I've kinda stuck with just because it's what my mom got me over a decade ago.

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[–] [email protected] 2 points 1 month ago (1 children)

Indeed. My bank surely does this better than I could ever do. But if it's "for fun", then it's fine.

[–] [email protected] 1 points 1 month ago

Yez, I will be trying it out for fun. It just looks cool.

[–] [email protected] 8 points 1 month ago

I use hledger mostly because of the plain text format. I came from YNAB as well but I just hated how you couldn't easily undo changes or see when you made a change, etc. This is so easily to track changes and you can add comments explaining your reasoning around things and you can keep everything in source control so you have all the power of that as well. Not for everyone but if you're a programmer or just comfortable on the command line it's great.

[–] [email protected] 27 points 1 month ago (4 children)

I use Actual. How it works is very similar to YNAB (you budget the money you currently have) but it's open source and privacy focused. I started using it a few months ago and I really like it so far!

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[–] [email protected] 5 points 1 month ago

Actual budget with simple fin for bank links. Currently hosted on pikapods, will move to self hosting on prem at some point.

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