Like others said, banking needs licensing and licensing costs money. If you already have a bank account, you already trust one party. Ask them if they roll their own app-payment or are already partnered with a service. That way, you can avoid google/Apple and minimize spreading the trust to other parties. My bank cooperates with Fidesmo, for example. Fidesmo then sells wearables with nfc-pay.
this post was submitted on 01 Dec 2024
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Privacy
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I think I heard cake wallet is able to do NFC payments for places that accept Monero.
I mean there's GNU-Taler but it hasn't acheived mass-adoption Unless your stores has a cryptocurrency option, you're better off with cash
Doesn't exist. I was also surprised that this was not NFC-related tech, but google/apple-specific.
I guess it makes sense - you need some kind of authority to validate/take blame for transactions (outside of the hot mess of block chain), I had just always presumed that the tech didn't need much to work.
You are in germany, so you will need to wait for GNU Taler for that:
thanks for the link. this looks really promising.
Phone case with space for a credit card under the back. https://www.amazon.co.uk/Spigen-Armor-Compatible-Google-Pixel-Black/dp/B0BZ5PBKXP
But isn't this also a liability, or are you somehow able to block it, until you need it?
I guess you could keep your phone in a faraday bag and take it out when you need to make a payment. But then you'd be liable to be charged any time you have your phone out, unless you go out of your way to remove the card from the case, which defeats the point.
Kinda defeats the purpose of a phone...unless you want to only be contacted/updated at some interval you actively choose
Exactly
Private payments with a wallet on you phone is something the digital Euro is supposed to offer, if it ever arrives as designed.
Private payments and digital Euro is something that does not go hand-in-hand imo. How big of a crypto fan I am, I don't like a state/governement/country/union coin.
Why are they so dodgy about Monero you think? Because of the illicit transactions? Nah.. this is just an extra factor
The digital euro, as a digital central-bank currency, is the last thing we want from the perspective of privacy.
I kinda disagree. Not just for the technical solution that is supposed to enable a fairly good level of privacy but also because I tend to trust ECB employees and ways of working as I've done a few projects with them.
Moreover, personal transaction details of offline digital euro payments would only be known to the payer and the payee, providing a cash-like level of privacy.
https://www.ecb.europa.eu/euro/digital_euro/faqs/html/ecb.faq_digital_euro.en.html
Right.
Because databases are never "hacked" and exfiltrated.
(By hacked, I mean most of the time it's social engineering.)
That just goes for all db.
GNU Taler
I believe you meant to say GNU/Taler. \s
What does a delicious chocolate spread consisting mostly of (now) palm oil and some hazelnuts have to do with this?
Paypal, Volksbank VR Pay/ Sparkasse or any other supported bank maybe. Privacy friendly? Good luckโฆ.
Yeah, can confirm the VR Pay App works without issues for NFC Payment on GrapheneOS on a Pixel 8 Pro. Privacy wise it is probably the same as paying with a banking card.
Did you look into garmin watches? GOS has no pay function.
So no matter what, I can't pay contactless with it? Without G wallet. Just curious
Yes
Oh no! Anyway. Good to know. Buying it today