If you're making 150k and are living paycheck to paycheck you either live in a crazy expensive area or are a total fucking idiot when it comes to managing your money.
this post was submitted on 30 Nov 2023
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Rent in NYC where I live is insane. My partner and I recently toured a place where they broke up the basement of a building into 4 apartments, none of which had a real bedroom, and were asking for $3k each
Go look at a mortgage or even rent in any major city.
Good thing there are plenty of places to live outside of major cities.
The only people who this isn't a solution for are those who feel they're entitled to live in places they can't afford 🤷
A lot of people like not commuting several hours a day, or having access to actual culture, or not being constantly robbed by meth heads, or not being murdered because of their Identity, or about a million other things that are difficult to impossible outside of cities...
But fuck all the queer and trans people who escaped to the safety of cities. If they can't afford t, they shouldn't be there, right? /s
If they can’t afford t, they shouldn’t be there, right?
What makes them exempt from supply and demand?
"The invisible hand" is literally a metaphor for god. Sorry, I'm not in the capitalist suicide cult.
So... what do we do when there is scarcity?
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Totally. I wish we lived in a culture that valued taking excess from those who have it and giving it to those who need it.
We have to create that culture. You're not alone. That's the world that most people want to live in. The more we talk to each other and the more we're able to connect, the more we can work together to make that happen.
There's obviously enough for everyone, but we choose to pretend there isn't. We choose to pretend that the people who artificially restrict access to things people need to survive are ligitmiate and have the right to restrict access to food and housing. We pretend the people who enact that violence on behalf of these borders are heros. We pretend the imaginary rules they enforce on us have power. We pretend paper and imaginary numbers should dictate who lives, who dies, and who has the right to dictate the actions of others.
We're playing a game together with made up rules. We pretend that there isn't enough so that people who have too much can take even more from people who don't. This is a stupid game that we should stop playing. Just by being aware of this, we can start to change the rules.
I make less than a third of that and make it work (barely). Some people need to seriously reassess their priorities or something.
What's even the point of your comment, I'm not trying to be rude it just seems unhelpful and the attitude is prevalent. Sure, if people adjust their habits they could make due, but the problem is the fucking robbery of all working people so it's just wasting time bickering with points like this.
The point is that there is something fishy going on if you make $150k and still can't make ends meet.
My hunch is that there is obvious excess spending on things that aren't needed, and downsizing is the best solution. Families don't need a $80k SUV when a sedan would do for example. Joneses be damned.
Your 150k number continues to highlight how oblivious you are to the current state of the economy.
1 mil... maybe that has gotten past the orphan crushing machine/boring dystopia threshold, but there is almost no physical quality of life difference between someone making 50k a year and someone making 150k a year.
How does the old adage go?
Mo money mo problems.
You don't get any sort of financial assistance?
I grew up on the poverty line. Food Stamps and Affortable Housing programs got us by.
I worked my ass off to get above the threshold of qualifying for any sort of assistance, and now I live at about the same level because food and rent eat up the difference between what I make and what my parents made.
Nope, no direct financial assistance. Though my parents are close by, and do help with things like inviting me over to dinner like once a month and helping me buy used furniture, if that counts. I shop very frugally and don't have expensive hobbies. The only thing I'm really missing is savings.
We are cut from different cloths.
I hope you the best.
Maybe. At least I'm not making $150k and somehow still struggling lol
Ya.
You can't figure out how to make 150k, but you think you are better than people who have.
Tried to end it nice, but fuck you are a raging asshole.
Do you make $150k and are struggling to make ends meet? Please clue me in to the struggles, I'm all ears.
Household, not solo, income of about 150k.
About same quality of life as I had growing up.
No kids.
Bottom barrel health insurance is a LOT more expensive than it is for people who make less. Drive a Honda Civic, but I still pay more for car insurance than my buddies that make less and drive Mustangs/Chargers/etc. My mom got WIC. I don't. My mom qualified for Affordable Housing. I don't.
I mean... I endorse you punching up, but I don't think you aim those punches high enough, which makes you look like the kind of asshole who it makes sense that you can't find actual gainful employment to advance yourself.
If this conversation proceeds, I need to know if you have reproduced, if you have been divorced, and if you are on any form of public assistance.
I'm no divorce/no kids/ can't qualify for public assistance and my rent, food, and insurance costs have me living paycheck to paycheck.
At a current household income of, specifically, about 130k, far higher than I ever thought I'd pull off, there is NO shot at me getting a mortgage and I'm still living at the standard of life whose tax statements include kids, divorces, far lower paying jobs, and public assistance.