I live in a river valley that tornadoes generally jump over. I also live on a hill much higher than the river will ever flood even in a catastrophic event like this.
And yet, back in June...
No tornado, just high-speed wind. And a lot of our neighbors got it worse than us. Trees through people's windows, branches on cars, some of the roads in our subdivision were completely blocked for a couple of days. Houses are still being repaired.
There is nowhere safe from climate change.