395
Don't. And report them to your bank.
this post was submitted on 24 Sep 2024
395 points (98.5% liked)
Mildly Infuriating
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They maybe use Plaid to connect your bank? I still wouldn't do it though. Fuck Plaid. Fuck handing out creds. Find another way.
I've seen this in a few places
Just to be clear, the answer is absolutely NO.
Make sure you email them your mothers maiden name and date of birth too, just to be safe it goes through
Seen the same thing with other third party payment systems in south africa. Run away my dude.
This kind of stuff got legalised in Germany: Banks said that e.g. Sofortüberweisung was instigating their customers to break their TOS and should be shut down, anti-trust then said "nuh-uh you can't just shut down legitimate business" (Sofort is indeed legitimate) and instead put third-party systems under banking regulations, and required ordinary banks to have APIs allowing third parties do do sensible things.
...which theoretically could mean that you're sent to your actual bank to authorise and thus getting rid of the normalising phishing problem, dunno, haven't checked I'm boycotting them out of principle for going down that route in the first place. Don't serve any purpose now that we have real-time transfers, anyway.
As a fellow saffer, and a person who works with scam victims, I'm curious as to what services asked you to do that? Feel free to pm me.
The crazy part that the bank uses username+password method for authentication.
That's fairly common, 2fa w/loc is after password in a lot of cases.
It's probably against your bank's TOS to give your password to a 3rd party. No way this is legit. Run away.
My understanding is that should you disclose your credentials you would generally void any fraud protection the banks may offer.
It probably is. Its for convenience reasons. They pull up your bank page in the background and automatic login and parse the page.
It is incredibly dumb and I would strongly advise against it
Why would you need to give them your login details why couldn't you just sign into your bank account yourself? You still have to provide the details either way so it's not convenient.
- everyone everywhere
Scam
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